Saturday, November 7, 2009

How much money does it take to start a savings account?

at least $100 dollars
How much money does it take to start a savings account?
$0.05 is enough to start saving. Start with a jar and put your small change in that. When you get a few dollars, go to a few banks and check out what products they have.





I suggest an internet or passbook account. These seem to get more interest than ATM debit card accounts. Different banks and different accounts will have different minimum balances. As I don't even know what country you're from, and I'm only familiar with a few banks in my own country, I suggest you look online at the requirements of banks you're interested in.





Save any amount you can. A good rule of thumb is at least 10% of your income. You can have this direct debited into another account from your normal one, or even have your employer pay it into that account for you, to save fees.





Best wishes.
Reply:It depends on where you bank.





Most banks and credit unions will start a basic savings account with a minimum deposit of $25.





If you are looking at something with higher yields, like a Money Market savings account, the minimum balance is much higher--at my bank it's $5000. If you drop below that amount, you don't get the higher interest rate.





Call your bank, or look at their website (if they have one), and you should be able to find out what you need to open a savings account.
Reply:any amount really. $50 should do to start
Reply:Some banks need an minimum amount to open an account and some don't. Check with your bank and try to put away 10% or more of your pay cheque if you can.
Reply:it depends on what bank you are going with, but usually about 20 dollars.
Reply:If you are a minor it can be as low as $5 or $25 if you are over 18.
Reply:It depends on the bank. It can vary from 5 dollars on up.
Reply:100 dolllar deposit to start it at most banks but u can withdrawl the 100 bucks right after its created
Reply:each bank is different. $ 100.00 at some banks. Others may only require $25.00 if you have another account with them. You can always call around to the banks in your area and ask!
Reply:Pretty much all banks and credit unions will require a minimum of $5 at all times but some will want $50-$100 for the first month or so. Credit Unions are much more lenient with this and are just about always the better way to go for savings or loans.
Reply:it depends on the bank. one account i used to have needed at least $5 dollars in it at all times.

How would you account for Hitler’s amazing success during the early years of the war?

he had a force larger, harder trained, more prepared, and with ethical motives pushing them (they wanted to restore germany to its former glory that was taken away by the allied forces by the versailles treaty) so they were better suited for war than the other countries fighting them.
How would you account for Hitler’s amazing success during the early years of the war?
Hitler had built the German armed forces into the most modern in the world, in tactics and equipment in the years leading to the war. Most countries in Europe relied on obselete tactics and outdated equipment.





Poland relied heavily on horse-mounted cavalry to face German armour, (tanks), which attacked in numbers. They were supported by aircraft, including dive bombers, which caused havoc, especially behind the lines.





France relied too heavily on the fortified border defence known as the Maginot Line. Hitler merely outflanked it and defeated France in a matter of months.





His general tactics were referred to as Blitzkrieg, (lightning war), because of the speedy advances, the tactic relied and ultimately failed on speed more than anything else.





He attacked Russia in 1941, and after initial stunning successes, the winter came early and was the worst on record. The front line was hundreds of miles ahead of the troops at the rear, along a front thousands of kilometres long. Basically speedy advances had been the undoing of the German advance. They got too far ahead of their vital supplies, (food, fuel, equipment). His troops froze in their summer uniforms and the advance ground to a halt.





In basic terms, the rest of the war was a slow defeat after that.





Hope this helps.





Je Suis, I apologise if I offended you or anyone else. I was merely describing the military aspects, as the question required. Hitler was evil personified and no logical person can deny that. But I was merely stating facts, not trying to glorify Hitler or his politics.
Reply:His "success" to the fact that he used his anger and took out on innocent race that had nothing to do with his life's failures one is multiply apply to art school and continuously got turned down.I wouldn't say he was successful since he and his wife committed suicide after he lost the war (World War II to exact)He pretty much all around lost and only had success due to the fact he was a relentless murder!
Reply:im not sure what you mean


but at the beginnign of his rule


he used peoples fears against them


he revealed their fears and used them as his strength


people were afraid of communists and such so he said he would help them and help their feas to not become a reality


people supported him


and his success grew and grew and his power came with it
Reply:Great speaker. Whether you like what he said or not, he could motivate people. I mean, enough to make them kill millions of people with no hesitations. That's remarkable. Completely insane and outrageous, but remarkable nonetheless.
Reply:Promises in a dismal situation and a driven passion to succeed.
Reply:Good equipment, well-trained troops, and competent generals.
name naming

My husband and I have a question concerning a 401k account?

I was wondering if anyone knows how to close out a 401k account and not put more in it. We would like to reopen after the stock market gets better, but we don't know how to do this. If anyone has a solution please help!
My husband and I have a question concerning a 401k account?
dunno darling id go into your bank though and find out as soon as you can.........god ye did well for yourselfs .. fairplay!!xx
Reply:You should be able to stop your contributions now, but sometimes they do not let you start up again until a certain date (like Jan 1 of the following year). As far as taking the money out, you can but there is a penalty for doing so for any reason other than a true hardship like saving your home from foreclosure, medical expenses, etc. (which you will have to prove the hardship). I did hear mention of waiving the early withdrawal penalty a few weeks ago, but am not sure what happened with that. It is tempting to close it out, but the stocks are now pretty low, and I expect most of them to recover in time - so, rather than take a huge loss right now, we are leaving our alone and waiting for the market to recover - especially since this is a long term savings plan.
Reply:Of course there are not many people who would recommend this but here's what you do.





Tell your employer you would like to change the % that you contribute, there is a form you will need that they have. Complete this form and return it to HR.





There are some rules to closing it and you would pay more in taxes and penalties than you would likely lose in the market because with a 401K there are more than just stocks that you are investing in.





If you want to change how aggressive your account is that may be the way to go. Call the number on your statement and speak to a rep. from the company managing your 401, tell them you want to be less aggressive.





Try that and see if you feel a little better about your money.
Reply:Now is the time that you want to put money into it. To answer your question, one talk to someone at work that handles this and stop your contribution. You could be losing out on matching funds, so this is really a bad move. Secondly, talk to the same person and transfer the amount of money in the 401k to a money market or government bond fund, again possibly a bad move too. I hope you know the exact day the market gets better, so you can get right back in. Good Luck!
Reply:Go to the HR department at whichever company you have the 401(k). They will have either the information you need or the person at the plan administrator's firm who will have the info.





On the other hand, if you believe the market is going to get better, why would you stop investing with stocks so cheap. Various studies show that trying to time the market (buy at its lowest or sell at its highest) usually ends up with the timer making less money than just continually investing and riding the market up and down.
Reply:you have to talk to the 401k director at your company (usually someone in HR) or call the company that handles your 401K directly. i must warn you though, most companies charge heavy fees for cashing out a 401k
Reply:You really don't wanna do that. Right now you are buying stock cheap. You're getting more stocks for the money. When the stock market recovers. Your gonna make a killing.
Reply:i wouldn't close out the account. Why?. you just dump hundreds or thousands of dollars down the drain. The market itself is a roller coaster. So i suggest leave your 401k alone.

Which online trading account is best for Option market with less brokerage?

I am having an offline DP account. I am doing Options, but my profits are not crossing the brokerage charges. So I am trying for some Online DP account, who are having less brkrage. I contacted Reliance Money, they told, they are having a flat brokerage rate of Rs. 500 for two months, Is that best?
Which online trading account is best for Option market with less brokerage?
Indiabulls is best





http://www.indiabulls.com/





All the best :)
Reply:First of all if you're unable to cross the charges, you should be careful about the calls you're making. You're dealing in investments with a very thin margin. Try to improve your calls so that the margin % increases. Secondly, although the charges vary over the online service providers, a lot depends on the volume you trade. If you are having a very high volume reliance money may be a good option.


If the volume is not very high, you can try indiabulls, IDBI, Religare trading terminals.


Hope this helps. Please make a comparative study keeping volume of approximate transaction in mind.
Reply:you can consider smaller players like the alankit, JP etc.
Reply:yes...reliance money is the best....go fot it undoubtfully.....

What is an assignment letter in opening a business bank account?

My bank has asked me for (1) articles of organization, (2) operating agreement, and (3) an assignment letter. I don't know what should go into my assignment letter.
What is an assignment letter in opening a business bank account?
To "Banks name"





Please consider this as a letter of assignment for the loan for "your name" at "your address".





This loan is assigned from "your mortgage company" to "your bank" with all rights, interest, and title, without recourse.





"Authorized signature"


"Printed name and title"

What happens when you make a check to a grocery store and you find out that your bank account is overdrawn?

I had a deposit going in my bank so I made out a check at the grocery store thinking that I would have enough to cover it. I found out that I didnt even get the deposit i thought I would get. Should I go to the grocery store to pay them for the check? Will I be convicted?
What happens when you make a check to a grocery store and you find out that your bank account is overdrawn?
If you just did this, go to the service desk, explain the situation and they will more than likely return the check in trade for cash.





If this happened a couple of days ago but has not posted, go to the bank and deposit the cash to cover the check. Cash should post right away.





If the check has posted, more than likely the grocery store will have a company in place to handle these situations. Like tele-check or check systems. You will not be able to write another check at that or any other store that uses there system until the debt is repaid to them, typically with a fee attached to it.





If they don't use an external check guarantee system, there is a good chance they would just internally ban you from writing checks. In this situation an explanation may go a long way and they very well may un-ban you if you reconcile the debt.
Reply:Usually, grocery stores dont deal with bad checks. They have far too many transactions for a single store to go after bad check writers.





If your check has already bounced, it is being sent to some sort of collections agency. They should contact you within a month or so. Just pay them, and keep proof of payment... forever.





It might be awhile before they will take your checks again.





Dont bother going to the store... they almost definately dont have the check anymore... and even if they do, it is being processed for collections, and it is best to not interrupt it or else you might have to pay twice, because they will screw up the record of you paying at the store.
Reply:They most likely sent it to a check collection agency, go to the store and tell them what happened. If they still have it you should be able to buy it back and pay whatever bounced check fees they incurred. If they sent it to a collection agency pay it through them plus their fees or they'll list you on their list and when other merchants check the list they won't honor your check. And no your chances of getting "convicted" are slim to none since many unknown variables exists in such cases
Reply:You won't be convicted. That's not how it works. Go to the store and explain what happened and offer cash in place of the check. You might have to pay charges of 25 - 30 dollars for the insufficient fund charge.
Reply:Generally what happens is you go back to the store with a money order or cash, and pay them the amount owed plus whatever fees they charge for bounced checks.





Then you do the same with the bank - make sure your balance is not negative. They will most likely charge you a fee for the bounced check as well.





Be aware that sometimes banks and/or stores will run the check through more than once to see if it will clear, and even charge separate bounce fees each time they try to run it through and fail.





Best bet would be to check with the bank and if it hasn't gone through yet, deposit enough to cover it if you can. If you can't, you will just need to take care of it when it comes through.





No, you won't be convicted as long as you don't make a habit of it. If it becomes a habit, the bank could close your account and stores might choose to prosecute. But once is a mistake nearly anyone can make. Relax! (:





Good luck! (:
Reply:Call or go to the store and tell them what happened. If you frequent this store and do not do this often, then they might redeposit the check without any problems. If they can't redeposit the check, pay them for the check and the service charge and you are cleared. Good luck.
Reply:wont be convicted off the bat.What happens is you will not be able to write another check,because they have a system between markets and vendors that has recorded your account number.When the check is cleared,this will stop.If you want to be a good samaritan though,you can go back to the market and pay them cash,but it would probably be easier to talk to the manager of that store and put the funds in to your account and let it clear normally
Reply:NO...You haven't done anything illegal to get convicted of. What will most likely happen is that both the bank and the grocery store will charge you for a bad check, Usually 20 to 25 per check.
Reply:Contact the store and make it right with cash in hand and accept that you might need to pay returned check fees. If the store works with you on this, contact the bank and put a stop-payment on the check. You will be charged for it but its still less than the overdraft fees because most banks will allow a check to be put thru 2-3 times and will charge it to you each time.
Reply:You should to to the store, explain your mistake, and pay them. If they have already deposited your check, you will probably have to pay a return check fee to the store and an insufficient funds fee to the bank.
Reply:They won't take another check from you, and they'll probably send you a letter in the next month telling you to pay what you owed plus their returned check fee.
Reply:Go to the grocery store right away. If you are in the US I know it is not a big deal. They will want you to make the check good with cash. They will like the fact you came to them and they did not have to come to you.
Reply:It would be to your best interest. It would be considered as stolen property in the end. Do the right thing and pay them.
Reply:Call the store and explain the situation, fast.. Offer to go to the store and pay for any fees that they will be charged as well as the check amount. Most business will be charged for the returned check by the banking institution. Apologize on the phone and in person. I wouldn't wait, you may be able to avoid the embarrassment of any legal action. At the business I work at, we forgive a bad check if full payment is received within 3 days. If the check is not covered in 3 days, we contact the police department in our town and let them handle the cash collecting. We also press charges for the bad check passing. Now hurry up and get to the store..... ASAP.....Good Luck!!!
Reply:If you did this unknowingly, there should'nt be a problem. But the store still has the right to fine you for the bad check. I'd go there and talk to the manager...
Reply:somebodys gonna want to know if you can count, or add, another 25-50$s to what you dont have........
naming

Is it legal to make a clone of another persons account to ruin their reputation ie. Losasha #2?

not saying that i care, the new losasha is better anyways.
Is it legal to make a clone of another persons account to ruin their reputation ie. Losasha #2?
The second Losasha is basically the same thing as the real one. There's no reputation to ruin.
Reply:I think losasha does a fine job of destroying her own reputation i really dont think anyone needs to step in and help her out, some sad person is just wasting their time if they really think losasha cares, duplicate accounts are created every day, people used to do 'jaydens mommy' and the 'what should i do retard' on an almost hourly basis.
Reply:I got someone pwnt by the police for impersonating me on the internet, trying to ruin my reputation.





Hella funny.
Reply:No one can replace Losasha. Clones have less of a life than she does. Why do you ask? Are you her clone?





Love ya Losasha! :)
Reply:Maybe not legal ... but already done.
Reply:that is against Yahoo Answer rules, but then again what isn't.
Reply:I don't know if its legal, but it sure is funny.
Reply:Don't think there is a law against it, but it's not nice.

How do I get rid of adware on my hotmail account?

A friend sent an e-mail and now I have an adware attached to my acc.. When I open a new page to write %26amp; send a message the adware is there. how do I get rid of it?
How do I get rid of adware on my hotmail account?
Send a letter to hotmail help\customer service. If you get e-mails from unknown people mark it as spam. Also it could be your computer make sure you download the latest versions of:





Adobe Flash Player


Adobe Shockwave Player


Microsoft Silverlight








Or get a new account and also CHANGE YOUR PASSWORD!!!!
Reply:All e-mail providers offering a free e-mail facility feature ads on the site as that is their only way to earn revenue to keep the facility going

I'm getting sick of the crap mail that I am getting and I want to cancel my account and start over. How?

I wanting to cancel my account with yahoo all together. May start a new one later but right now I'm sick of all the crap I get.



I'm getting sick of the crap mail that I am getting and I want to cancel my account and start over. How?
To delete your yahoo account click this link.


https://edit.yahoo.com/config/delete_use...
Reply:Just abandon it and move on. No need to cancel. Let the spammers waste their time flooding an unused account.





Get a Google Gmail account. They have great spam filtering.

Can you overnight deposit a money order into your bank account?

I have a bank account that I'm bringing current and I was just wondering if you could overnight deposit money orders into your account.
Can you overnight deposit a money order into your bank account?
yes of course. A money order is the same as cash! There are no holds put on it like a check. SO there is no waiting periond for it. All you need to do is depsit it as you would cash! It will be in your account w the same speed as if you were dpositing cash ans it is actually safer then depositing cash if you are doing it in a night drop. This way you actually have a reciept of this cash so there are no descrepencies if the bank tries to claim it was never recieved!
Reply:You can put it in the overnight deposit safe -it is a vault located outside of every bank. Put it in with a deposit slip and in the morning 2 people verify all transactions and it is in your acct. first thing in the morning.
Reply:Yes same as a check
Reply:Yes, but the deposit won't be credited to your account until the following business day--which means some of your outstanding checks may bounce.
Reply:it won't go through to the next buisness day
Reply:Ask your bank but i thank ues
Reply:I do it all the time but banks are different.
Reply:Yes, you can put it into the night deposit box.
Reply:are you talking cash??


my bank lets me instant-deposit from another bank's debit card (or from a friend/family member's debit card).


Takes 2 min for the money to be recorded as 'in my account', by phone.


so in case of emergency, you could give mom or a friend your cash, and have them deposit it w/their debit card. Make sure your bank offers that service.
Reply:I'm not sure what you mean by overnight deposit. I'll assume you mean deposit through an ATM at the bank or their secure deposit drawer.


A money order is just like a check. It will be recorded at the opening of business, and clear for use in the banks usual time frame.





Rev. Steve
Reply:They will take a day or two, to clear, just like a personal check.


They're not treated like cash. because they're have been


bad money orders, just like bad checks.
first name

How come I can't see the verification code when I try to sign in to my myspace account?

I tried to login a little while ago, but it won't show the verification code I need to enter. It just shows a red X. Please let me know what I need to download in order to view it. Thanks.
How come I can't see the verification code when I try to sign in to my myspace account?
others are having troubles logging in right now as well, give it a few hrs to clear up and you should be fine.



Reply:I know..!! so am I..


I'm trying to login right now..and I can't see the verification code..!!!


:S








what's goin' on?!?!!?!
Reply:it looks like a lot of people are having this problem right now give it a hr or 2 and it should be working
Reply:I am too!!!


Not fair!!!
Reply:me too... ugh!
Reply:okay good,


im not the only one
Reply:Dude, same here.


Ughh i'm starting to get pissed off.



Reply:me too its making me so mad =[
Reply:YEAA ME 2!!...i dont get it.....why is it acting like dat????!

How do i transfer some money to a US bank account from the UK?

I am attending a conference that requires course fee payments in US dollars. They accept wire transfer/ cheque etc. However i am not sure how to go about doing this as i live in the UK. I don't want to loose too much money in the transfering process.





Thanks
How do i transfer some money to a US bank account from the UK?
First make sure that the conference/company is legitimate. Then you will have to go to your bank in the UK and submit them instructions (which the beneficiary should have given to you already)





1) Swift Code of U.S. Bank


2) Bank Name


3) Beneficiary Name


4) Beneficiary Account Number





That's it!

Is there an advantage in having more than one bank account?

I have two bank accounts, a Credit Union account and a Post Office account. Should I put all of my money into one account or is it good practice to have more than one?
Is there an advantage in having more than one bank account?
It can be a savings technique. You open one account where you pay all your bills from. Then you may open an emergency fund somewhere else. And then if you want to save for something...house/car/vacation you open a different account for specifically that reason...and you make sure to keep your mints off your emergency and special events funds. The key is to monitor all your accounts regulary.
Reply:Not really. If you feel you need two, say for different incomes then why not? Most people have a deposit account and a current (or cheque) account. If you have a lot of money, above any compensation scheme then also yes (make sure different parent bank). Otherwise its not worth the extra hassle.
Reply:My mother would say, "Don't put all your eggs in one basket." I have one savings account with automatic deposit that is attached to the debit card and one other savings acct. that I keep more serious money because if my debit card was ever stolen I don't want everything wiped out of my bigger saving acct.
Reply:A lot of people would say one is better, and choose one that is earning interest for you, otherwise you are losing value at the rate of inflation. I have more than one account, but that is just a personal preference.
jewish name

Can you withdraw all available funds from a 401k plan that is thru your company? Then close your account?

I keep losing money in my 401k plan and am ready to call it quits. I am not sure if I can withdraw my money and syop paying into the plan.
Can you withdraw all available funds from a 401k plan that is thru your company? Then close your account?
If you withdraw it, you'll probably get nailed with taxes %26amp; fees.
Reply:you can stop paying in at any time. You can withdraw 100% of your money only if you quit, become disabled, or die.

Can Paypal take money from my bank account after I cancel the paypal account?

Im going to cancel my paypal account because they are crazy. Im on good terms and I don't owe any money but If they try to comeback or someone tries to get money back can they go into my bank account?
Can Paypal take money from my bank account after I cancel the paypal account?
Our TC here is right. Paypal can and will take money from your bank account..and if you go to your bank and stop future paypal transactions so that paypal cant take it from your account AND your paypal account is closed..well then they will send you to collections and it will go on your credit.





They will get their money either way, its best to face it now than to have it bite you in the bud later.





best of luck to you.
Reply:You sound like you expect someone to try to get money back. Bad move. That really shoots your reputation down and it won't recover for years. If you expect someone to make a claim, offer a refund now. KEEP YOUR REPUTATION. It's the most precious thing you've got.





Yes, Paypal can access your bank account unless you tell the bank they are no longer authorized. If you cut Paypal off, you will never be allowed to have another Paypal account. Your reputation won't be good with them.





I always look at feedback on Ebay and Paypal and Amazon and I will definitely steer clear of anyone who screws a customer (even if it is the customer's fault). If you don't care enough about that customer, why should I think you'll honor any deal with me?





Your most precious possession is your reputation. You can be flat out broke and still live if your reputation is good. You can be as rich as Midas and never invited anywhere if your reputation is bad.



Reply:Yes. You need to first go to your bank and let them know that Paypal is no longer authorized to access your account.

Can my mortgage lender take away funds from my checking account without my permission?

I'm almost three months behind with my mortgage payments. I bank with Bank of America which also happends to be the parent company of my lender (LaSalle Bank). Do they have the right to take my money? Do you think my lender is aware I have a checking account with them?
Can my mortgage lender take away funds from my checking account without my permission?
If you're in default with your taxes or insurance, they do have that right. It's called the right of setoff.
Reply:Check your contracts on both the mortgage and the checking account. You probably agreed to this when you signed them. If you're behind on your mortgage, then yes they can take the money from your checking to pay the mortgage.

How can I add my debit cards to my Paypal account?

I have 2 debit cards from UCO and Axis bank. But the paypal is not accepting the cards. Is there any other way to link the cards to Paypal?
How can I add my debit cards to my Paypal account?
Paypal Accepts only {Visa,Master Card,American Express %26amp; Discovery}


But I Think You Can Add a Bank Account Number.


That's All I Know, I Hope This Can Help You :)
Reply:Don't link your debit cards to Paypal or use online for anything. If someone gets a hold of your credit card and runs it up, big deal. It's just credit. The credit card company will do an investigation and credit the charges back. If someone gets your debit card, that's direct access to the money you use to live off of. If it's wiped out the banks will probably get your money back to you in a few days. Mean while, you will not have access to that money which could cause checks to bounce. You should protect your debit card more than a credit card.
most popular name

How to delete subscription in youtube when they deleted their account?

okay, I've been cleaning out my subscription list when I noticed that many have deleted their accounts.





I know how to cancel subscriptions from users who still have their accounts (simply going to their page and clicking the "unsubscribe" button), but what should I do if they deleted their accounts?
How to delete subscription in youtube when they deleted their account?
That's even easier!





1-Click on the pull down menu on the upper left and choose "Subscriptions". The menu will appear if u move ur mouse on "Account".


2-On your left is a menu of all your subscriptions. Choose the one you want to unsubscribe to.


3-Now to your right, you will find a "Unsubscribe" button. Click on it.


4-Keep doing that for every user you want to unsubscribe to.





Hope i helped :)

Has anyone else received an email from Yahoo stating that account information has to be updated?

I received one today. It asked for my email address and password. Asking for my password seems really fishy to me. It said if I didn't respond in seven days, my account would be deleted. Has anyone else received this email? Is it safe? Thanks for your help.
Has anyone else received an email from Yahoo stating that account information has to be updated?
It's a scam. Yahoo! would never request personal information in an unsolicited email. "Phishing" for your private information These deceptive emails are used to commit identity theft, and lock you out of your yahoo account by changing your password DO NOT respond. See link below.


http://help.yahoo.com/l/us/yahoo/securit...





You can report this with the phishing form below.


http://help.yahoo.com/l/us/yahoo/securit...


You can forward the email to.


phishing@cc.yahoo-inc.com.
Reply:Absolutely not! That's a phishing email. Don't reply to the message and give out your personal information to total strangers or you'll risk losing your account to them. Remember that Y! doesn't send unsolicited emails to all its users, as the company already has that stored in its well-secured servers. Go report the message here: http://help.yahoo.com/l/us/yahoo/mail/ya...


Choose Fraud as the reason for the violation you're reporting on.





After that, spam it straight into oblivion without delay.
Reply:I say delete it, it's probably a phishing scam. No one should ever ask for account information via email.





Good rule of thumb for ANY service asking this information is to go to their homepage, log in, and edit your information there. Be safe!





I hope this helps.
Reply:DO NOT reply. This is a phishing scam attempting to get you to give them all your personal info. It's not from Yahoo, just delete it and ignore it. Good luck and be careful.
Reply:yes i did a few months ago i put it in spam yahoo wouldn't ask for information so don't give information out

Has your tax rebate been direct deposited into your bank account yet?

If so, what are the last 2 #'s of you SS? Did you receive BOTH notices in the mail- the general info as well as the specific amount you should expect to receive?
Has your tax rebate been direct deposited into your bank account yet?
No, I haven't received one yet, but expect to get mine soon. My last two digits fall between 00 and 20 (I'm not being specific about it), and if you fall between those numbers, you will get it (if you opted for direct deposit) by May 2nd. So hopefully, I'll see it soon. That 1800 dollars will come in handy!





By the way, I only received the general notice. I never received another notice.
Reply:Nope, nada. I'm one of the first groups as well.





Did ANYONE recieve it?


I'm only getting 600 because I file single. I'm using this to get a plane ticket out of here :P
Reply:Not yet, and I am an 03.
Reply:nope..and I'm in the first group too

How much money do most people keep in their bank account?

Just wondering....Im a newleywed, and I need to know where to set my limits!!!
How much money do most people keep in their bank account?
Well it depends on your income obviously...if you and your husband's combined annual income before taxes is 100,000 I'd say to keep about 5000 in your checking account at most times. You'll get paychecks deposit some, withdraw some. But you don't want to keep to much in a checking account because it doesn't pay interest and when it does its really low. You're better off investing in stocks and bonds or in a high yield savings account at the minimum. Hope that helps!
Reply:Rule of thumb varies depending on who you ask. You should keep 3-6 months worth of living expenses in an easy to reach savings or money market account. Anything more than that is better put elsewhere in higher interest bearing investments, retirement accounts, stocks, etc.
Reply:I as close to zero in checking and most in savings or a money market account. I have a $2000 line of credit that is free to draw from as long as it is paid back that same day. As money comes out, I replace it with savings money.
Reply:Enough in your checking to meet your monthly bills, then 6-8 months worth of money in your savings account. It's best if these accounts are linked, just in case you accidentally go below balance in your checking. You'll still get an overdraft fee, but at least your checks won't bounce.
Reply:Don't set any limits on money to keep in your bank account. If you can keep $500 million in there, by all means do so. Burying it out in your back yard is soooo psychotic.
Reply:$100,000.00 USD.
Reply:lol. keep no less then 500$
Reply:6 months work of money.





the rest is tied up in investments
Reply:Basically anything that isn't already spent(bills) and anything that's currently being invested, other than that all of it. So if your account is insured up to 200,000 than that's how much you put in it.
Reply:Enough to cover your expenses for 1mnth including rent/mortgage, utilities, car payments %26amp; other auto expenses including gas, as well as any credit card bills. My wife and I are also recently married (6mnths ago), and decided together to keep our balance at the monthly expense level, It has worked for us for the past 6mnths. Hope that helps.
name latin

How long did it take you to get your taxex back if you e-filed to your bank account through Turbotaxes???

I was just wondering how long did it take you to get your refund back if you e-filed though the Turbotaxes program. This is my first time using this program and I was just curious as to other peoples experiences with it. Thanks
How long did it take you to get your taxex back if you e-filed to your bank account through Turbotaxes???
Generally, if you e-file and request the refund to be direct deposited, you will get your refund in under two weeks. According to the IRS's schedule, if they receive your e-filing between February 8 and February 14th, you will receive your refund by February 24th.
Reply:I love Turbotax. Usually with in a week.
Reply:i got mine in 7 business days
Reply:if you have any doubts regarding the efiling go through these tax efiling online sites. all the best.





you may be interested in some of the Tax Prep Deals I found that saves some money on tax prep services online.
Reply:it will take 7-to-10 days


http://redtagdeals.com/turbo_tax-coupons

How do I add another email address to my yahoo account?

I want to have an email address to use on Craig's List and I don't want it associated with my personal email address.
How do I add another email address to my yahoo account?
I don't think you can add a new one to your existing account. You'll probably have to create a new account.
Reply:Go to your account under "Email Information" click "edit" on the side. You will taken to "Manage your email address" and click "Add another". It will allow you to add a alternative email address, but your default is still your yahoo email
girl name

How to I disable or hide the Create a New Account while in Administrator?

I don't want people who are using Administrator to be able to create a new account. I would like to be able to hide the Create a New Account the same way I hid the Guest Account.





Can someone help me please?


Thank you!
How to I disable or hide the Create a New Account while in Administrator?
You can't, anyone having admin priviledges can create new accounts.


.

Can I change my email address and keep my yahoo account the same?

I would like to change my email address but keep my yahoo account the same. Am I able to just change my sign in name and keep all my emails, contacts, folders, etc?
Can I change my email address and keep my yahoo account the same?
For security reasons yahoo do not allow you to change your email address you need to open a new account to get a different address, but you can create a extra yahoo email address within your present account to do so use this link.


http://edit.yahoo.com/config/list_alias

What is an available balance and how much and how often does HSBC transfer/send money into my account?

I am worried about this because I am poor. I currently have 拢67.41 and my available balance is 拢2.80.


How often do they transfer or send money as my available balance to my account and how much?
What is an available balance and how much and how often does HSBC transfer/send money into my account?
HSBC use a live system.





Your available balance will be 拢2.80, as you have either have:-





DD/SO's that are due to leave your account in the next few days





Switch/meastro payments to that are still being processed
Reply:I have heard dreadful stories about HSBC that they take people's money out of their accounts without notification. There's a man that goes around our local town centre in his car and it is smothered in lettering saying that HSBC are thieves and liars. Go and get a mini statement and if there is anything on there that you don't understand then ask to see a supervisor. Also, you might want to change your bank.
Reply:Your available balance is how much cash you can withdraw - in your case 拢2.80.





There's no way any of us can know how often money goes into your account - you should know who pays you and when.





If you're really skint perhaps you could ask them for an overdraft.
Reply:what it means is you've got 67.41 but must have an uncleared transaction against it, ie you've got a direct debit going out but hasn't gone yet.


call the bank and ask them to walk through the transactions with you.


your available funds will increase when you pay money in.


your available funds decrease when you take money out.

When at an ATM with my paypal debit card, which account type should I choose? Savings or checking?

The BEST answer is ASK PayPal. If it were ME, I would try checking first. If that didn't work, I would try savings. One of the 2 should work.
When at an ATM with my paypal debit card, which account type should I choose? Savings or checking?
Um, which ever they have on account.
Reply:Sorry I didn't know Pay Pal had a ATM. If your talking about that little cardboard they give you. you better watch out with Pay Pal just put Pay Pal in browser and you'll see how they have hurt a lot of people. You need to get a reliable credit card.from a bank.


I don't use EBay anymore because Pay Pal has a party working against them trying to steal your credit , they look just like the Pay Pal Center , they'll ask you all these question and then ask your Pin Number. They'll tell you to come in that they have a charge against your EBay Pal Pal account, don't go in because Pay Pal doesn't do business that way. if that that cradboard it is offered by GE Capital Consumer Card Co, @25 % interest , so have a nice day.
Reply:Hello,


You want checking.


Have a great day!
name common

Can a State Farm Agent release info about my insurance payments to someone who is not on the account?

My boyfriend has his car insurance through State Farm and his State Farm agent called his mother about his car insurance and told her that he's behind on it. Can he do that? He's 25 years old and his moms not on the insurance account. I work for a student loan company and I know that we cannot speak to anyone about anything at all if there not on the account. Does the same go here?
Can a State Farm Agent release info about my insurance payments to someone who is not on the account?
All members of the household are considered one household unit with State Farm, and their policies can and do affect each other. For example, I'm sure your boyfriend enjoys a multi-car discount because his policy is linked with his parents', and they likely qualified him for a much better rate than he could have gotten on his own. If he gets a DUI (not that he would - I'm just trying to show you how this works!) every auto policy in his household would get canceled, even though his policy may be in only his name.





If your boyfriend's policy cancels for non-payment that can mean an increase for his parents' policy, as he is still considered youthful. Also, if he has a claim surcharge on his policy that could get transferred to their policy if he no longer has one of his own.





The agent's office is trying to be helpful, not embarrass your boyfriend. Tell him to call and ask that his policy not be discussed with his parents. They will try to accommodate him, at least until it infringes on his parents' policies.





The only way to completely separate it would be if your boyfriend moved out on his own. Perhaps, since he is 25, he'll be ready for that soon. Then he won't have to worry about this at all.





I hope he was able to get everything taken care of!
Reply:Technically no. However agents have more leeway when it comes to this type of act than strictly a finance company. Most State Farm agents have generational accounts, meaning that they insure kids, mom/dad %26amp; grandma/grandpa as a result of referral business. In this type of scenario, it would be common for an agent to contact another family member if something is askew in a family members policy. This is actually a protection thing for your boyfriend, if he is behind on his policy and gets into an accident, he would be held personally liable for all damages caused and could financially ruin him for ever.
Reply:HIPAA only applies to the medical field - not insurance or finance.





"Q. To whom does HIPAA apply?





A. HIPAA applies to “covered entities.” A covered entity is a health care provider, a health care clearinghouse and a health plan. For our purposes, “health plans” are defined to include insurance companies that issue, among other types of health insurance, long term care insurance.





Note: HIPAA specifically does not directly apply to insurance companies that issue life insurance, annuities and disability income insurance. So for purposes of your relationship, HIPAA essentially only directly applies to long term care business."





The agent probably thought that they were doing your BF a favor, especially if they didn't have a current number OR if your BF ignored messages left by the agent. What if your BF had become severely ill or incapacitated? He was not trying to do it to get him in trouble, but, because he is caring for his clients. That being said, you receive copies of the privacy policy all the time - read it and see. If he does not want info disclosed under ANY circumstances, tell him to have the agent make a note on his records. Has his mom brought the money to the office for his bill before? Has your BF, even a long time ago, given permission for his mom to be a secondary contact? He needs to go in and calmly discuss the situation with his agent and specify or update his wishes.






Reply:I work for a State Farm Agent... and I am the person who makes those phone calls when someone is late paying.





We are NOT supposed to advise the specific reason for calling unless there is a note on the file that it is ok to speak with other hh members.





The agent should not have advised the reason for the call... every time I call... I will advise that it is of a personal matter and I can't discuss with anyone except the policyholder.





He DEFINITELY address the issue with the agent!!!! BIG TIME!!! He also might want to provide a cell phone number instead of the home #.
Reply:They were very much in the wrong,not unless his mom has a power of attorney for him can they discuss his account. They can call and say there is important Business they need to discuss with him but they can not disclose anything personal or specific to him. Hippa prevents things of this nature.
Reply:I am pretty sure that is what the new Hipaa law is. I work for an insurance company and it is way against the law for us to deliver any information on anyone's account if they are not labeled on the acct. That is big trouble.
Reply:Yep, unless the boyfriend said, "call my mom and see if she'll pay", he's not allowed to do that. It's against the privacy laws.
Reply:That is completely improper. I would strongly recommend filing a complaint with the organization that is responsible for licencing agents in your jurisdiction.
Reply:Not suppose to unless you have given them permission in the past.

How do you make iTunes purchases on the same apple account available on another computer?

I want to get the songs i bought on my iTunes account using a different computer on to my main computer which is on the same iTunes account without using a flash drive since the computer with the songs i want to transfer songs from is not working
How do you make iTunes purchases on the same apple account available on another computer?
Good Luck. I have yet to figure it out so I save my library on an external HDD and do it that way.

How will affect my taxes having a very active stocks account?

For Example. If I buy 4000 stocks for $0.45 and because of a very volatile situation now I sell them and buy them back several times in a week; sure making profit of them. In this way I will be making at least $300 per day with at least 3-5 transactions per day depending in the volatile the market is each day.


Does this activity in my account may increase my taxes at the end of the year???


Or I will be taxed just for the gains in my account?
How will affect my taxes having a very active stocks account?
On your federal taxes your capital gains will be short term and taxed as normal income. Stocks held for longer than one year are considered long term capital gains and are taxed at a much lower rate. The number of transactions has no effect on taxes. It is the length of time you hold each stock that effects your tax rate.
Reply:TJ's mostly right, if you hold for less that a year your gains will be taxed as ordinary income.





Don't try to reduce your tax liability by selling stocks that go down and buying them back at a lower price; the wash rule prevents this strategy from working and you will be subject to the same taxes as if you had never made the sale. Also, shorting a stock and then closing the box when it goes down is not a viable tax strategy any more either.

Does anyone know of a legit, at home bookkeeping or account job?

I am looking for an at home data entry, payroll, bookkeeping or accounting job. I have experience, and a home work station. Any suggestions?
Does anyone know of a legit, at home bookkeeping or account job?
Start your own business providing small business bookkeeping services. I did for over 20 years.





You will have to look for clients - check the yellow pages for small businesses of a type you are familiar with, find out if any of your friends know small business owners, maybe join the local Chamber of Commerce. Then approach the owner of the company to find out if they are interested in contracting out their bookkeeping.





You need to decide how much you will charge, how you will collect and return their paperwork, and how often you will meet with them to keep them updated.





I had some clients that only required about 1 - 2 days of work every 3 months, some required 2 - 3 days/month and some that were 2 - 3 days/week. I could work as much or as little as I wanted. The downside was that it took a lot of planning when I wanted to go away on holidays.





Good luck.
Reply:Well, the other 2 answers here are scam come-ons in my opinion.





Bookkeeping and accounting requires skill and experience, and since you are processing someone's personal financial information, also requires integrity and responsibility.





Any prospective employer (whoever you expect to pay you) will expect you to be able to meet these standards. Are you prepared to do that?





If you actually DO have the requisite skill and experience, I recommend you post a notice on Craigslist, and also go introduce yourself to as many CPA firms as you can. They are in a position to recommend your services to their clients.
fantasy name

How do I get videos from Youtube to my Gaiaonline account?

I have an account on both so how do i get an account from my youtube account onto my gaiaonline account?
How do I get videos from Youtube to my Gaiaonline account?
Preferences -%26gt; Multimedia.
Reply:Well it depends on where you want your videos. You can have them in a playlist on your profile. Or you can have a single video on your profile. If you want them in a playlist, go to worlds and click Video Lounge. You can search for videos there and add them to a playlist.





If you want them individually on your profile, you can get the youtube video code and embed it into your custim sections of the profile.
Reply:use youtube embed code..





or..





this can help you...Use 'zillatube'. This is the fastest way.





It is very easy to download videos, then you can convert youtube videos into mpg format (use high quality mode) with zillatube.





You can mix and match those vids with pix/song with windows movie maker to create your masterpieces, and upload, or just plain upload.





It works very well...just google search 'zillatube'.


http://www.google.com/search?hl=en%26amp;q=zil...


=================================鈾モ櫏鈾?br>


Reply:download realplayer, realplayer downloads youtube videos.

4. Give journal entries to adjust the allowance for uncollectibles account at the end of the year?

The Allowance for Uncollectible Accounts has a $400 debit balance prior to adjustment. Based on an aging schedule of accounts receivable prepared on December 31, $11,800 of accounts receivable are estimated to be uncollectible.
4. Give journal entries to adjust the allowance for uncollectibles account at the end of the year?
You have a $400. debit balance in the allowance account. When you're done with the adjustment, it must have an $11,800. balance on the credit side. To obtain this, we must credit the account for $12,200. When the debit of $400. is subtracted away, you will have $11,800. on the credit side.





debit uncollectable accounts expense 12,200.


credit allowance for doubtful accounts 12,200.





Allowance for doubtful accounts is a CONTRA asset account and is contra to Accounts Receivable.





I hope this helps
Reply:You need to adjust the $400 to $11,800, for the correct amount, that would likely be adding journal entry of -$11,400 to the Allowance for Uncollectible Accounts

Is there anyway I could hack into a myspace account without actually knowing the password?

I have the e-mail address, or is there a spyware or something I could send in an e-mail?
Is there anyway I could hack into a myspace account without actually knowing the password?
Something tells me that this is a duplicate question.





Yes, there is. However, if you have to ask, then you probably aren't going to be able to pull it off.

Can you charge your iphone apps to your bank account instead of a CC?

I recently got a new bank account and haven't received a debit or credit card yet. Can i charge my account somehow?
Can you charge your iphone apps to your bank account instead of a CC?
nope. Everything has to be done by credit card. If you live in the US I think you can use the itunes gift cards for iphone apps, but in Canada you can't. Either way you'll need a credit card to set up an itunes account. You could set up a friend's credit card for now and just pay them back until you get one from your bank.
Reply:u dont need a credit card for a i tunes acc Report Abuse

dog names

What might account for the dramatic increase?

In the decade 1965-1975, there was the greatest increase in the number of species that became resistant to pesticides .
What might account for the dramatic increase?
The period of graetest use and so natural selection caused a greater shift to resistance.

How do you find your full account number for a Wachovia account online.?

I am away from home at the moment so I do not have my banking documents with me. How do I find out my wachovia account number from my online banking website? thanks!
How do you find your full account number for a Wachovia account online.?
now a days weather it is online banking or on the phone many banks will not give your full account number because of fraud. stop by your bank and get it this is the least frustrating way unless you can call the bank and give your SSN and personal info but usually they will not do that either
Reply:Look around the web site especially for some link that sounds like security. It'll probably be on the customer service page but not necessarily.





My bank has a link something like Show/Hide Account Numbers which allows you to display either the last 4 or the complete account number. I suspect your's does too.





In a real emergency, you could probably coerce the bank's customer service line to give you the account number but you'll have to ask/request validation by Experian. For this, you may have to get a supervisor if the agent refuses. Many banks use Experian as a validation tool in extreme situations. YOu will be asked questions that only someone would know who experienced or has access to your credit history.





Good Luck

What might account for the dramatic increase?

In the decade 1965-1975, there was the greatest increase in the number of species that became resistant to pesticides .
What might account for the dramatic increase?
The period of graetest use and so natural selection caused a greater shift to resistance.

Can you charge your iphone apps to your bank account instead of a CC?

I recently got a new bank account and haven't received a debit or credit card yet. Can i charge my account somehow?
Can you charge your iphone apps to your bank account instead of a CC?
nope. Everything has to be done by credit card. If you live in the US I think you can use the itunes gift cards for iphone apps, but in Canada you can't. Either way you'll need a credit card to set up an itunes account. You could set up a friend's credit card for now and just pay them back until you get one from your bank.
Reply:u dont need a credit card for a i tunes acc Report Abuse

dog names

How can I create a hassle free online savings account to receive wire transfers?

I need to create an account so that I can receive wire transfers from my employer. I've had a bad reputation in the past with banks, and it plays a part on me getting a regular account. Credit unions are out of the question for these services, because they don't have a SWIFT code.
How can I create a hassle free online savings account to receive wire transfers?
You dont need a Swift code... you need ABA numbers to do direct deposits..





Simply go to any branch of the institution in question, and open the account, and have them set you up for online banking.





If you have historically bounced checks, you can resolve them and the banks will remove you from ChexSystems...

How do I add my daughter to my Zune account?

My husband and I just bought a trial Zune pass, and we want to add our daughter to our account so she can have access to it as well. Every time I go to my account and click the edit family button, I can't find a way to add her. Does anyone know how? That would be very helpful!
How do I add my daughter to my Zune account?
i would believe its because its the trial version. Buy the actual pass and you would be able to
Reply:i agree with the first answer. my brother has a free zune access pass and i can't load any thing hes downloaded under his account on my zune and he can't add any other members to his account. the free pass isn't worth it any way cause after 14 days of opening the account, it will delete any downloaded data once you plug the zune back into the computer.

Is it possible for me to open a bank account at a Romanian bank?

I'm an American citizen living in the United States; however, I do a lot of traveling to and business in Romania, so, for me, it would be a lot easier to deal with a local bank there. Is there any way that I could open a bank account in Romania? I do know that it is possible for a foreigner to open a bank account in the Republic of Moldova, but I'm wondering if it would also be possible in Romania, especially since they just joined the European Union. Does anyone know where I could read about the process, requirements, or can anyone offer any informative websites?
Is it possible for me to open a bank account at a Romanian bank?
Of course you can. It's easier to choose a bank working in USA too. Go on Google -Romania -banci (=banks).

How do you find your orders on your AKO account?

I heard that you can see your orders on where you will be stationed and with what unit on your AKO account. I can log on to it, but I dont know where to go from there. Can anyone help please?!?
How do you find your orders on your AKO account?
Since he is in AIT he will get his order the last few weeks of school.





What shows on the ASK site is just the location and report date. . If he looks on his ERB it will also show his assingment but since this is his first assignment it is highly unlikely that he will get anymore inforamtion that. Usually they report to reception and are assigned a unit from there.
Reply:Once you log into the AKO website you look on the right hand side and you'll see the Assignment Satisfaction Key (ASK). This will open a new window and you will find the tab on the top that says "On Assignment" This area will tell you your assignment location and report date when it is posted by the Army HRC. You can also get to the ASK website via the Army HRC website.
Reply:if he is in the guard his order should be on his iPERMS .... and there should be all his information on where his unit is and if his unit is gonna get deployed. and it doesn't take that long for his orders to kick in. it took a few of our orders just two weeks to show up on our ako account and some it took until the end of AIT. also if he wants to he can ask his plt sgt. they are always willing to help their soldiers find out where their duty station is.





remember if he is active he might go to lima school after ait. that is if he has a valid drivers license. what company did he end up in anyways?
family name

How do I find the password for someones WoW account if they have logged into my computer?

My brother logged into his WoW account on this computer and I want to find out his password. How do I find his WoW password on my computer?
How do I find the password for someones WoW account if they have logged into my computer?
HAHAHAHAHAHA! Are you seriously trying to sign in to SOMEONE ELSE'S account? What a douche!
Reply:you cant, what you can do is isntall a keylogger and next time he does, youll have it.

If there is an amount was deposited in my account, how can I know that while it is being processed?

I am a client at HSBC Honk kong. I need to know whether my customer transferred money into my account without waiting for there calls or faxes to let me know that they send my money.





I wonder if there is any can share information in this. I will appreciate all answers might be recieved from you.
If there is an amount was deposited in my account, how can I know that while it is being processed?
Time is of the es ants. Be patient my friend its safer

Saturday, October 24, 2009

How to find the person behind a fake myspace account?

How can I find out who is writing me threathing messages on myspace, besides asking, "TOM". Do you know and websites or people to contact?
How to find the person behind a fake myspace account?
ask them questionz they wont fall for, or if theyre just annoying you, block them!!





it can be dangerous,!!





so change your password, and block em!! srsly, watch out, my friend


=]=]
Reply:You should block them and report them to the police.





Because thats very dangerous


and there's been too many people


killed from myspace!
Reply:the only thing to do is to go onto their page and click Block.


This will stop any and all messages the user trys to send you through that Profile.





If they Create or have created an Imposter Profile of you, Report it by contacting customer service at the link Below:


http://www.myspace.com/index.cfm?fuseact...





Hope that helps!
Reply:change your passwerd...


or call the police

How do I delete my yahoo account and yahoo answers account?

I want to get rid if this account as I do not use it anymore.I also do not use my yahoo email either and I want to delete it.How do I delete it?





Thanks
How do I delete my yahoo account and yahoo answers account?
» Go to: https://edit.yahoo.com/config/delete_use...


» Sign In using your Yahoo! ID


» Scroll down to the end page


» Put your password into the first box


» Inset the code seen in the box


» Click "Terminate this Account"
Reply:If you are talking about your Yahoo answers account, you can not delete that one. The best you can do is to go into your profile and erase or change the information in it.


Erase all avatar information, and blank out your avatar to the grey silhouette.


Delete or change all your info. Close any connections to your 360, and E-mail.


Check that your questions and/or answers are private. Delete your open questions and answers.


Make sure you do not have public connections, no IM or mail open.


Delete any contacts and fans. To delete fans: block, then remove block.


Then just leave it.


First, make very sure that is what you want to do, if you delete the account you can never get it back, or use that ID name, either.


Any other yahoo programs associated with your mail account will also be deleted.


If you are sure:


Click on the help at the upper right corner of the screen from the account you want to delete.


Help /Account and password /Your Account Info / How can I delete my account





To delete your Yahoo E-mail account:
Reply:To delete your yahoo account click this link. https://edit.yahoo.com/config/delete_use...


Your yahoo account comes as a package and you can only delete the whole package that includes the following:





* Yahoo answers. (Your questions and answers will remain).


* Flickr.


* Yahoo Mail.


* Yahoo notepad.


* My Yahoo.


* Any other yahoo program that needs your Yahoo ID and password.





Once a yahoo account is deleted it and its contents cannot be recovered.


IF YOU HAVE MORE THAN ONE YAHOO ACCOUNT CHECK THAT ONLY THE ACCOUNT YOU WANT TO DELETE IS SIGNED IN.





This is a delete you yahoo account alternative. Leave the account dormant for 4 months and yahoo will automatically delete the account. See link.


http://help.yahoo.com/l/us/yahoo/mail/or...


▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬


You can’t fully delete your Q%26amp;A account even if you delete your yahoo account your Q%26amp;A will stay in yahoo archive available for searching and browsing. But you can make it invisible with the following steps.


► Blank out your avatar to the grey silhouette.


► Change your nickname or just leave it blank.


► Close any links to your 360, and email.


► Delete your open questions and answers.


► Set your Network and Q%26amp;A to private.


► Delete your contacts and fans. To delete fans block then unblock.


Then just leave it. After you've applied the alterations no search will find your Q%26amp;A,s. You can then close that yahoo account and open a new one if you want.
Reply:Should be somewhere under your Settings or Preferences. Usually under Account or Privacy.





Nice knowing you!
Reply:This link will guide you through it ok.





http://help.yahoo.com/l/us/yahoo/hotjobs...
Reply:just forget about it and start a new account
Reply:dont no they expire after so long if you dont use them anyway just forget about it
Reply:Use this link.





https://edit.yahoo.com/config/delete_use...
scientific name

Can you message someone on myspace without having an account?

Or is there a way to find out their regular email address. I don`t want a myspace account.
Can you message someone on myspace without having an account?
no u have to have one..

How do I switch itunes to a new user account?

I just made a user account for myself, but i can't figure out how to transfer my music and videos to my new account.. i don't want to have to buy anything i just need to know how to transfer them.
How do I switch itunes to a new user account?
u r not able to do that and if people can prove me wrong then the only answer is go on itunes and click help

How do i enter interest (credit) to my bank account in Quickbooks?

I have a savings account and it generates interest monthly, but when i go to enter it in quickbooks, i am not sure if it is a deposit, and if so, what do i put in the "From Account"" under make deposits. Make sense?
How do i enter interest (credit) to my bank account in Quickbooks?
Yeah, open the savings account register, go to 'banking: make deposits' and select 'from acccount' and add new - income and call it 'interest income' the memo can be 'monthly interest payment' the tender type is cash and enter the amount, then save and close. Actually before you close memorize the account so you dont have to re-do it every month, you can set it to remind you to deposit since the amount will be different.
Reply:I used to just show it as a deposit. The I would type in "Bank Interest"

How can I create a hassle free online savings account to receive wire transfers?

I need to create an account so that I can receive wire transfers from my employer. I've had a bad reputation in the past with banks, and it plays a part on me getting a regular account. Credit unions are out of the question for these services, because they don't have a SWIFT code.
How can I create a hassle free online savings account to receive wire transfers?
You dont need a Swift code... you need ABA numbers to do direct deposits..





Simply go to any branch of the institution in question, and open the account, and have them set you up for online banking.





If you have historically bounced checks, you can resolve them and the banks will remove you from ChexSystems...
naming

How can you pay money into a British Bank account when abroad?

A friend of mine wants to work in europe %26amp; save whilst doing it by putting money into his British bank account...any idea how you can do it?
How can you pay money into a British Bank account when abroad?
Have an account in both countries and use internet banking to transfer money as and when required.


Hope he has fun!
Reply:use western union or paypal
Reply:the English banks usually have branches abroad,
Reply:western union.
Reply:He can ask the foreign bank to pay the money into his British bank but he'll incurr charges each time. I suggest he saves in a foreign bank account and either transfer a lump sum when he's coming back into the UK or withdraw the cash if he's allowed to take the cash out of the country and it is within the limits allowed by the foreign country.

How can I verify my Paypal account without a bank account?

To be honest, i have one..but I've had problems verifying it..





So how can i? :\
How can I verify my Paypal account without a bank account?
You can verify using a debit card if you have one
Reply:Do you remember your passwords from when you created your Paypal account?





If so.. just log onto Paypal, then look for the FAQ's there and you should be able to find out who to get to the info you need.





If you can't find it in Paypal FAQ's, use the contact button and send them an e-mail.





~~ :o)

How many days does it take for my bank account register a paypal payment?

I bought something on ebay and paid with paypal. I look at my personal bank account and it does not register the amount withdaw that I paid.


How long does it take to show up?
How many days does it take for my bank account register a paypal payment?
It could take 3-5 business days, if you paid by e-check then more like 7 days
Reply:You never know with them or your bank, you should start keeping a check registry, like I had to do, because it was causing me to accru a fortune in overdraft fee. No more. So, get a check registry and write all of your transactions down, you will know your balance down to a T.

How do you change the icon on your myspace account?

I want to change my myspace picture because I found a better one how? please give step by step instruction a slow person might be able to figure it out, thanks!
How do you change the icon on your myspace account?
Go the Photos : EDIT {link under yourr default picture}


Then in there, you click on album with the photo,


click on that photo, and there will be an option at the top to SET AS DEFAULT.


hope that helped :)
Reply:On your home page, go to Edit Photos, or directly to the Upload link that's also on your home page. Then click browse, choose what picture you want, click next, and continue to follow that. It should be pretty self explanatory.





Then go back to edit, and go to that photo, and click at the top to set it as user default.
name naming

Joint savings account who claims interest earnings?

My brother and I have a joint savings account. We will be making about $4,000 by the end of this year in interest. I have just starting working this year and will probably bring in about $10,000. My brother does not not work and has no income besides the above mentioned savings account. We both live together in NYC. Neither of us are claimed as dependents.





Question: What is the best way to file taxes, and does my brother have to file at all?
Joint savings account who claims interest earnings?
The SSN that is listed first on the account is the number appearing on the 1099INT. The IRS will expect that person to claim the interest on Schedule B of Form 1040.





There are at least six different scenarios that apply to you, depending on your ages, student status, disability status, whether you pay the household bills.





The best possible situation would be if your brother is your qualifying child and his name appears first on the bank account. Then you would have only $10,000 in wages, and he would have $4,000 in interest income.





You would qualify for the Earned Income Credit by claiming your brother as your dependent. Your brother would have to file a return and may owe some tax, but not nearly so much that it wipes out your EIC.





If your brother is not your qualifying child, you don't get the EIC but you may be able to file with him as a dependent. In this case your taxes are under $300 even with interest income. If you can't claim your brother, you owe in the neighborhood of $500 in taxes in the worst case, filing single with no dependent.





Rather than go through all other possibilities, your brother is not required to file a tax return if his name appears second on the bank account. If his name appears first on the bank account and he is not a dependent, then he does not have to file a tax return. If he is first on the account and your dependent, he has to file a tax return.





You could split the interest using "nominee" interest but if that is the case, you should just split the accounts.
Reply:The short answer is that the person who's name and SS# appear on the account should report the interest. They will receive a 1099-INT in their name and that will be reported to the IRS. There are a number of ways to deal with this situation if the interest money really goes to both of you in some proportionate amount. You should really seek the advise of a tax professional as the possibilities and circumstances are too numerous to explain here.
Reply:If it is jointly shared then the interest should be split 50/50, unless you can prove a different ownership share (e.g., 60/40, 70/30, etc.) Does the 1099-INT that is received show both names and SSN's? If so, then what I described holds true. If it only displays one name, SSN, you should probably get a second account.
Reply:Wait till you get 1099-Int from your bank. It will have account holder's tax ID number (social security number) so you will know who has to add the interest income.


Normally, it is the person whose name appears first in the list of joint account holders.

How do i get rid of my yahoo answers account?

i wanna get rid of this account, and delete it pernamently


i googled up my mail, and my user name, and a lot of stuff came up from yahoo answers


if some1 finds out about this.. yea


so how do i delete it?
How do i get rid of my yahoo answers account?
To close your account


Go here: https://edit.yahoo.com/config/delete_use...


Follow all the prompts when you close out your account. Please be sure to read all warnings very carefully during the account deletion process.





Warning: once you terminated your account, you will lose access to it as well as all of your stored information.



Reply:DELETE YOUR QUESTION AND ANSWERS ACCOUNT.


Unfortunately you can鈥檛 delete your Q%26amp;A account even if you delete your yahoo account your Q%26amp;A will stay in yahoo archive available for searching and browsing. but you can make it virtually invisible with the following steps.


*Blank out your avatar to the grey silhouette.


*Change your nickname or just leave it blank.


*Close any links to your 360, and email.


* Delete your open questions and answers.


* Set your Network and Q%26amp;A to private.


* Delete your contacts and fans.


Then just leave it. After you've applied the alterations no search will find your Q%26amp;A,s.



Reply:You can delete your account via the link https://edit.yahoo.com/config/delete_use... .





Unfortunately you can not delete what has turned up in Google or Yahoo.
Reply:u can't delete ur account..


just leave it there for months and it will auto delete it away.

How can I automatically log into my online library account?

In order to get to my account, I have to click on the bookmark in my browser. The browser then fills in the user-name and password boxes on the page, but I still have to click the log-in button. I then have to click on two more links in order to reach my account page.





I'm wondering if there is any way that my browser could do all that navigating and logging in with me only having to click one button.





I use Internet Explorer, Opera, and Firefox, so the solution can work with any of those or a stand-alone program.





Thanks!
How can I automatically log into my online library account?
I don't think it is possible, because every website is different, some saves your password as a cookie so the next time you go on the website, you are automatically logged in, but others don't, it is mainly for security issues so people wont go into your account and mess things up or change the password. trust me, it is safer to log in by hand, lots of people gets their password cookie stolen and their account hacked.
Reply:Thank you for answering! Report Abuse


What's the receiving limit for an unverified PayPal account?

What it says on the tin. The account is Personal and the age limit for getting a credit card over here is 21; sadly I didn't reach said limit, but I am over 18. I'm only going to use the account for receiving money.
What's the receiving limit for an unverified PayPal account?
No, but if you upgrade your account you can get a debit card for your account. If you upgrade to a "Premiere" account you can get many more options to receive money and receive larger amounts on money. They only limit the size of amounts you can receive unless you "upgrade". Just go to your account. @ http://www.paypal.com and visit "accounts" and explore your options.
naming

How do you refill my T Mobile To Go Account, using a refill card?

I've tried many times to refill it, but it never seems to work.
How do you refill my T Mobile To Go Account, using a refill card?
Call the number on the card. And then follow the intructions they give you.
Reply:Go this site and register for a profile.

Is it safe to open an online investment/stocktrading account?

In this crazy economic environment, with all of these banks and investment houses folding, is it a safe bet to open up an account with TD Ameritrade, Scottrade, SOGO, or a similar online brokerage company? If so, any thoughts and/or suggestions?
Is it safe to open an online investment/stocktrading account?
It's quite safe. Accounts are insured by SIPC. Schwab, Ameritrade, WellsTrade are all good brokers.

What is the highest dividend for a CD/Savings Account that you know of?

5.3% is the highest that I know of. I heard a rumor from a guy claiming he got 10% but all he would say is it was a bank in Alabama.
What is the highest dividend for a CD/Savings Account that you know of?
You can visit Bankrate.com and see the highest rates payed for all types of accounts for all the banks in the US.





I've seen CD rates as high as 5.45%





www.bankrate.com

How can I close my American Express credit card account?

I have a green card. I do not need this card anymore and I wont just keep it and receive annual membership fees. How do I close it?
How can I close my American Express credit card account?
better make sure THIS isnt one of your oldest credit cards!


AMEX has been notorious of removing 'history' if you cancel out the credit card. THIS ISNT ILLEGAL, but it will drastrically affect your credit score.


another thing....ask them if they can switch it to a blue card where you dont have to pay for the annual fees....





otherwise the number is on the back of the card itself
Reply:Simply call American Express...normally the number is on the back of the card or on a recent invoice. Just tell them you are closing the account
Reply:simply call to amex and you can close you credit card. Get more information about American express at: http://www.credit-card-gallery.com/Ameri...
Reply:Call up Amex and tell them you are closing the account. Ask them to send you something in writing stating that the account is closed.
Reply:I agree with getting the account closure in writing. You may want to send a certified letter requesting closure after you call. In other words take control. You also want to keep a copy of your letter and the proof of delivery. Check your credit in about 30 to 60 days to be sure the account reads "closed by consumer" not by lender. That way it won't hurt your credit score. If it doesn't show closed by consumer. Call AMEX and request they fix it and dispute it with the bureaus.


http://www.the-life-blog.com
first name

How can you log on back to your Facebook account after it is disabled?

Today when I was logging in to Facebook I found that I was unable to. Then something came up saying that my account is disabled. How can you log on back to your Facebook account when it is disabled?
How can you log on back to your Facebook account after it is disabled?
If your account is disabled you can sign in with your disabled account email and password and a confirmation email will be sent to your email address. Then click the link in the email and it will be reactivated,

What does "equal year end deposits" to a savings account mean?

I have a question for my homeowrk but i wont give it to you fully coz i am not a cheater. I just want to know what does the term"equal year end deposits" mean? This will be very helpful.
What does "equal year end deposits" to a savings account mean?
I have no idea what this is?





Here are some links you can try.


http://finance.justanswer.com/questions/...


http://www.fdic.gov/deposit/insurance/ri...

How on earth do I close a credit card account?

I'm trying to close out my credit card account! The rep gave me the balance of my account %26amp; I send the payment in before the due date! Low %26amp; behold I got a statement that I still owe 27.50 which was interest added to my note (they called it rolling interest). If I pay that amount will that close the account?


No wonder people with credit cards never will get out of debt! Help.....I'm getting deeper in debt!!!!!
How on earth do I close a credit card account?
No, paying that will not close the account. It will just leave the account with a zero balance.





The 27.50 is for the interest that accrued between the statement date and the payoff date. There's no magic there, just standard business practice.





If you want to close the account, cut the card in half and send it to the credit card company. The administrative address is on your statement. Include a note asking them to close the account.





That said, your credit score will be higher if you just leave the account open with a zero balance.





Part of your credit score is the ratio between available credit and credit used. Closing that account will raise that ratio and reduce your credit score slightly. If the credit card charges an annual fee, go ahead and close it or ask the credit card company to drop the fee. If you've been a reasonably good customer, they should be willing to do that. If not, just go ahead and close it.
Reply:Be aware that closing an account can have a negative affect on your score. Personally, I'd send then $35, and make them send you a check back. It'll serve as proof the account was paid, and ensure it really does get closed.





Also, be aware you need to use a credit card account a minimum of once every six months for it to help your score, otherwise it "goes inactive".
Reply:Pay off the full account and get a statement of interest before doing so, then once paid off ... cut up the card and send a registered letter to the credit card company and tell them you wish to discontinue the account. I would even go further and sent a copy of your letter to the credit agencies, Equifax and Transunion.
Reply:pay of eney bills on that card and call the company and tell them you strate up want to close your acount
Reply:Pay the 27.50. Even if you paid before the due date, you were going to have to pay some sort of interest even before you received your statement. That was a given. Then call the credit card company and close the account. Make sure you write down the day you called and who you were speaking to. They should send you a letter in the mail stating that the account has been closed by you.


Closing an account will go on your credit score, but if this is a high interest card with no benefits for you, you need to get rid of it. It will be worth it in the long run.


Even if you have no debt, that can drop your credit score a few points (I know this from experience).


There are so many different card companies out there looking for customers. Make sure you find one that benefits you.

What factors does a gentleman need to take into account before deciding to use prostitutes?

I am a gentleman, I feel like having some fun and making love to some prostitutes but I am afraid I will be stigmatized. I'm not that old by the way (30). I'm thinking about heading into a brothel.
What factors does a gentleman need to take into account before deciding to use prostitutes?
Firstly, only go to a legal brothel. Your privacy is assured and most high class legal brothels practice strict health codes that require their ladies to have routine health checks.





Take cash if you can. Even though most high class brothels bill under a different business name (mine goes under a data entry company name) it is still 'easier' to pay cash.





Make sure you know what your money will get you in regards to the service. Some dodgy brothels will say charge AU$300 for the hour but when you get in the room you'll need to pay extra for kissing, oral etc. Again most high class brothels will include sex, oral sex (both ways), kissing and hand relief as part of their standard service. Things like anal, doubles and fantasies are extra.





Don't ever go to a brothel that doesn't suppy their own condoms - that is illegal and dodgy as they should be taking the initiative in regards to their workers health.





When you call the enquire about the services, also ask about parking. The more discreet the better.





Also ask when is the quietest time to visit - for a first time visitor it can be overwhelming so it's best to go when the brothel is quiet.





When you get there is may be better to ask for a specific 'type' of lady. If you don't you may be 'intro-ed' by up to 20 ladies (depending on how many are on).





In the intro - if you want something that isn't in the usual service - ask the lady that you are interested in (or ask the madam if any ladies provide any extras that you may be interested in, then only intro to them) what they offer and what they charge. Don't leave it 'til you are in the room as you may be disappointed and asking in their only annoys the worker.





Good luck with your decision - I hope it is everything you want it to be.








______________________________________...





In response to some of the other answers:





JOHN B: How am I not a 'proper woman' ??? And the porridge reference is just plain stupid - or don't you use condoms at all ???





Maca, Alliesei, Mark90 and Kevin: Bit judgemental aren't you ??? Our clients can be gentlemen, we can be nice and our lives aren't necessarily at risk.





鈾メ儲鈾?caroline 鈾メ儲鈾?: So it is OK when women are 5luts, just not hookers ???





Keely H: Here are some factors YOU should consider:


a) Applying several condoms all at the same time can INCREASE the risk of the condoms not working (including tearing or coming off).


b) You watch too many movies.


c) Does the words 'regular health check' mean any thing to you - I bet I have more regular health checks and take more precautions than most tarts you'll find ready to put out at the pub.


d) Refer to answer 'c'


e) At least you are getting some seriously talented sexual activity.


f) Not all clients are ugly - I can instantly recall a number of my regulars who are quite attractive and infact I routinely see a famous American celeb when ever he comes to Australia . . . . . . . and he is seriously HOT.





Oh, and for all this I most probably pay more in tax than you earn in a year.
Reply:factors to consider:


a) can i apply several condoms all at the same time


b) do i value my life - am i scared of dying


c) does the word aids appeal to me


d) how about crabs, or other std's


e) do i really want to go where millions have gone before me?


f) AM I THAT UGLY THAT I NEED TO PAY FOR IT?????
Reply:Ermm, well just dont tell people an go to amsterdam? Its perfectly socially acceptable there - oh an stay there =) we dont need people like you willing to promote sex traffiking in the UK and tempting women to risk their lives in the process.
Reply:in most countries it is illegal plus being caught will get you a criminal record also there are known cases throughout the world of guys catching std's even hiv etc from infected women its not worth it u could be conned given something nasty find a nice lass and see how things go seriously mate not worth it
Reply:I suggest you try Internet dating or even regular dating before you have to resort to this. Just chat women up and hopefully one of them will be drunk or desperate enough (or both!) to entertain you.
Reply:Keep your trousers up and go out and get a proper woman, unless you feel like stirring somebody Else's "porridge".
Reply:Well you might want to rethink the moniker 'gentleman'.
Reply:Wow. You are a REAL gentleman...
jewish name

How can I automaticaly forward email to a another account and leave a copy in yahoo mail?

I would like a duplicate to be sent to my work email address without affecting my normal yahoo mail. Forwarding seems to act as a redirect, this is not what I want.
How can I automaticaly forward email to a another account and leave a copy in yahoo mail?
Here is the Yahoo Mail Help Page for Mail Forwarding:





http://help.yahoo.com/l/us/yahoo/mail/or...
Reply:You cc your work email address and a copy will be saved in your sent mail.

How do you put a background onto your myspace account? Where can I get some good looking ones?

Trying to put a nice background onto myspace. Any other graphics would be nice. The more unique they are the better.
How do you put a background onto your myspace account? Where can I get some good looking ones?
If you want your own personal background (as well as pictures to display), you can upload a photos to Photobucket.com.
Reply:www.freeweblayouts.net








they've got alot mayne!!!





music artists, sport players all kinds!!








and they have the code and you just copy it and go to your myspace and click "edit profile" or something like that and paste it in the "About Me" section and click "view profile" if you like it then click "Save changes" and your done!

My Runescape account got locked is there any hope of getting it back?

i hav an account in runescape, Dangerman, my friend stole the password and we both kept trying to recover it. In the end jagex locked the account. Can i ever get it back?
My Runescape account got locked is there any hope of getting it back?
unfortunately you only have a slim chance of getting your account back.





since another person was on your account, they may not believe your friend stole it.





you can try the appeal ban or offense link at the bottom of the homepage and send in an appeal. but make it a good one, as they only consider one appeal. they may ask for additional information on the account as well.





good luck :)
Reply:You can unlock it if you set recoviers or remeber the first password you used. Or other information about your account if it really was your account.
Reply:yes, there is a chance you can get your account back as long as you know your info. my account got locked it took 3 weeks to get it back.You will have a better chance of getting it back if you are a member. hope this helps.
Reply:You have to get a key on the North west of Varrock


the key will help you unlock your account haha
Reply:arent you a little old to be playing runescape. I mean there is like a certain age were you kinda dont want to tell people that you play and you have passed that age by a couple of years!!!!!!!!!!!!!!!

How can I get the password for the admin account for an old computer that I haven't used in a while?

I want to get some files from the computer but I can't access it without the password. Is there any way to get it?
How can I get the password for the admin account for an old computer that I haven't used in a while?
u can use software from elcomsoft, for example : Office Password Recovery Profesional.





www.elcomsoft.com
Reply:yes ! some software on CD will help u!


search.
most popular name

I want to add my bank account to Paypal but I just have a savings account, will that work?

I want to add my bank account to Paypal but I just have a savings account. Can I still add it to Paypal? Any other info is welcomed, thank you.
I want to add my bank account to Paypal but I just have a savings account, will that work?
Your saveing acount info will work,the reason for this is so they can prove who you are.


Good luck
Reply:it should idk if you need a credit card

Do you have to pay for a a Webkinz account?

So, do you have to buy a plush toy, and then buy an account online, or do you just automatically get a free account with your plush toy? Do you need a plush toy to make an online account? And do you ever need to pay for an online account? Thanks so much!
Do you have to pay for a a Webkinz account?
Yes, you do get an acocunt with the purchase of a toy.
Reply:All you have to do is buy the plush toy. Then you get Webkinz online free for a year. You can keep it that way if you buy another pet! Good luck!
Reply:you have to buy a webkinz plush toy to activate your account. Then you have it free for a year and if you don't renew it, it will expire and you wont be able to go on.
Reply:Just as my fellow Webkinz cohorts ( ;-) )have said , it comes with the purchase of a Webkinz pet.





If this sounds rude, I don't mean it to, but please go and buy one for yourself. Don't look like a lot of these dummies trying to get a free code. They're not that expensive. And if you don't want the actual plush, give it to a little sibling or relative--they're so cute!
Reply:You do not but you have to buy the toy and before your account expires and you want to keep playing buy another one and you will have a whole new year.
Reply:you buy a plush toy enter the secret code! no money acept when you buy it of course!
Reply:You have to buy a webkinz plush toy which comes with a code. Then go to www.webkinz.com and click the button that says "New Member". Follow the intructions they ask you and they will ask you for a webkinz code {which comes with plush toy}. Type it in exact and you made your acount =]
Reply:You go to the website and find a store near where you live, and go buy one. there are a lot of diffferent animals, and they are 10$$ and then you get it for 1 year
Reply:Well you have to buy a plush toy instead of paying for a Webkinz account.
Reply:what they said
Reply:You have to buy a plush toy, but you don't have to buy an account. You're in luck because Webkinz toys are only about 12 or 11 dollars each! Hope you find a Webkinz you like, and hope this answered your question.

Where can I buy a Nokia phone for someone in the Phillipines with my paypal buyer credit account?

I need to get a nokia phone for someone in the phillipines, the phone must be able to work in that country. I also need to buy the phone with a paypal buyers credit account.
Where can I buy a Nokia phone for someone in the Phillipines with my paypal buyer credit account?
also there
Reply:ebay prolii

How to sell shares in Material format without demat account?

My Father is having some shares which he had brought long back. He is not having any demat account. should he open a demat account for selling those shares or is there any other way to sell them off? Can I sell them off on behalf of my father? I have a demat account from ICICI.
How to sell shares in Material format without demat account?
Hi Friend,





For materialization of physical shares,you must convert those into demat form and so you have to have a demat acct in share-holder's name.Nobody could represent the share-holder.Your father should open a demat acct in order to materialize or sell all physical shares.
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