Can a collection agency take my money from my checking account?

I am disabled on SSI only.the collection is for an 9yr.old traffic ticket.
Can a collection agency take my money from my checking account?
The IRS can do it but not sure if that applies to traffic tickets. Call your Social Security office@ 1-800-772-1213 and just ask if that's permitted. You can also call the Federal Trade Commission toll free @ 1-877-382-4357.
Reply:I think they can eventually 'attach your wages' It would not come directly from you checking account but it would come out of your pay check or ssi check. The best thing would be to go down to the traffic court and they always lower the amount or put you on a payment program, I had to pay $5 a month for a $90 overdue ticket that got knocked down to a $40 ticket. I just paid it all off at once. You DO NOT want an over due bill to go through collections, a few threats from the Collections is ok, but eventually your credit will be screwed because of this. If you feel you do not owe the money, sometimes it may be worth getting an attorney.
Reply:Only if they have a judgment against you. And, only if you have your SSI deposited into your checking account. They cannot garnish your SSI, but, once it hits a bank account, they can take a portion of it. They cannot do this though, until they sue you and get a judgment.
Reply:If they've won a judgment against you, they can attack any asset you have. Doesn't matter that you are on disability. Best to pay off those old traffic tickets.
Reply:They can if there is a judgement against you for the ticket.