Saturday, November 7, 2009

How much money does it take to start a savings account?

at least $100 dollars
How much money does it take to start a savings account?
$0.05 is enough to start saving. Start with a jar and put your small change in that. When you get a few dollars, go to a few banks and check out what products they have.





I suggest an internet or passbook account. These seem to get more interest than ATM debit card accounts. Different banks and different accounts will have different minimum balances. As I don't even know what country you're from, and I'm only familiar with a few banks in my own country, I suggest you look online at the requirements of banks you're interested in.





Save any amount you can. A good rule of thumb is at least 10% of your income. You can have this direct debited into another account from your normal one, or even have your employer pay it into that account for you, to save fees.





Best wishes.
Reply:It depends on where you bank.





Most banks and credit unions will start a basic savings account with a minimum deposit of $25.





If you are looking at something with higher yields, like a Money Market savings account, the minimum balance is much higher--at my bank it's $5000. If you drop below that amount, you don't get the higher interest rate.





Call your bank, or look at their website (if they have one), and you should be able to find out what you need to open a savings account.
Reply:any amount really. $50 should do to start
Reply:Some banks need an minimum amount to open an account and some don't. Check with your bank and try to put away 10% or more of your pay cheque if you can.
Reply:it depends on what bank you are going with, but usually about 20 dollars.
Reply:If you are a minor it can be as low as $5 or $25 if you are over 18.
Reply:It depends on the bank. It can vary from 5 dollars on up.
Reply:100 dolllar deposit to start it at most banks but u can withdrawl the 100 bucks right after its created
Reply:each bank is different. $ 100.00 at some banks. Others may only require $25.00 if you have another account with them. You can always call around to the banks in your area and ask!
Reply:Pretty much all banks and credit unions will require a minimum of $5 at all times but some will want $50-$100 for the first month or so. Credit Unions are much more lenient with this and are just about always the better way to go for savings or loans.
Reply:it depends on the bank. one account i used to have needed at least $5 dollars in it at all times.

How would you account for Hitler’s amazing success during the early years of the war?

he had a force larger, harder trained, more prepared, and with ethical motives pushing them (they wanted to restore germany to its former glory that was taken away by the allied forces by the versailles treaty) so they were better suited for war than the other countries fighting them.
How would you account for Hitler’s amazing success during the early years of the war?
Hitler had built the German armed forces into the most modern in the world, in tactics and equipment in the years leading to the war. Most countries in Europe relied on obselete tactics and outdated equipment.





Poland relied heavily on horse-mounted cavalry to face German armour, (tanks), which attacked in numbers. They were supported by aircraft, including dive bombers, which caused havoc, especially behind the lines.





France relied too heavily on the fortified border defence known as the Maginot Line. Hitler merely outflanked it and defeated France in a matter of months.





His general tactics were referred to as Blitzkrieg, (lightning war), because of the speedy advances, the tactic relied and ultimately failed on speed more than anything else.





He attacked Russia in 1941, and after initial stunning successes, the winter came early and was the worst on record. The front line was hundreds of miles ahead of the troops at the rear, along a front thousands of kilometres long. Basically speedy advances had been the undoing of the German advance. They got too far ahead of their vital supplies, (food, fuel, equipment). His troops froze in their summer uniforms and the advance ground to a halt.





In basic terms, the rest of the war was a slow defeat after that.





Hope this helps.





Je Suis, I apologise if I offended you or anyone else. I was merely describing the military aspects, as the question required. Hitler was evil personified and no logical person can deny that. But I was merely stating facts, not trying to glorify Hitler or his politics.
Reply:His "success" to the fact that he used his anger and took out on innocent race that had nothing to do with his life's failures one is multiply apply to art school and continuously got turned down.I wouldn't say he was successful since he and his wife committed suicide after he lost the war (World War II to exact)He pretty much all around lost and only had success due to the fact he was a relentless murder!
Reply:im not sure what you mean


but at the beginnign of his rule


he used peoples fears against them


he revealed their fears and used them as his strength


people were afraid of communists and such so he said he would help them and help their feas to not become a reality


people supported him


and his success grew and grew and his power came with it
Reply:Great speaker. Whether you like what he said or not, he could motivate people. I mean, enough to make them kill millions of people with no hesitations. That's remarkable. Completely insane and outrageous, but remarkable nonetheless.
Reply:Promises in a dismal situation and a driven passion to succeed.
Reply:Good equipment, well-trained troops, and competent generals.
name naming

My husband and I have a question concerning a 401k account?

I was wondering if anyone knows how to close out a 401k account and not put more in it. We would like to reopen after the stock market gets better, but we don't know how to do this. If anyone has a solution please help!
My husband and I have a question concerning a 401k account?
dunno darling id go into your bank though and find out as soon as you can.........god ye did well for yourselfs .. fairplay!!xx
Reply:You should be able to stop your contributions now, but sometimes they do not let you start up again until a certain date (like Jan 1 of the following year). As far as taking the money out, you can but there is a penalty for doing so for any reason other than a true hardship like saving your home from foreclosure, medical expenses, etc. (which you will have to prove the hardship). I did hear mention of waiving the early withdrawal penalty a few weeks ago, but am not sure what happened with that. It is tempting to close it out, but the stocks are now pretty low, and I expect most of them to recover in time - so, rather than take a huge loss right now, we are leaving our alone and waiting for the market to recover - especially since this is a long term savings plan.
Reply:Of course there are not many people who would recommend this but here's what you do.





Tell your employer you would like to change the % that you contribute, there is a form you will need that they have. Complete this form and return it to HR.





There are some rules to closing it and you would pay more in taxes and penalties than you would likely lose in the market because with a 401K there are more than just stocks that you are investing in.





If you want to change how aggressive your account is that may be the way to go. Call the number on your statement and speak to a rep. from the company managing your 401, tell them you want to be less aggressive.





Try that and see if you feel a little better about your money.
Reply:Now is the time that you want to put money into it. To answer your question, one talk to someone at work that handles this and stop your contribution. You could be losing out on matching funds, so this is really a bad move. Secondly, talk to the same person and transfer the amount of money in the 401k to a money market or government bond fund, again possibly a bad move too. I hope you know the exact day the market gets better, so you can get right back in. Good Luck!
Reply:Go to the HR department at whichever company you have the 401(k). They will have either the information you need or the person at the plan administrator's firm who will have the info.





On the other hand, if you believe the market is going to get better, why would you stop investing with stocks so cheap. Various studies show that trying to time the market (buy at its lowest or sell at its highest) usually ends up with the timer making less money than just continually investing and riding the market up and down.
Reply:you have to talk to the 401k director at your company (usually someone in HR) or call the company that handles your 401K directly. i must warn you though, most companies charge heavy fees for cashing out a 401k
Reply:You really don't wanna do that. Right now you are buying stock cheap. You're getting more stocks for the money. When the stock market recovers. Your gonna make a killing.
Reply:i wouldn't close out the account. Why?. you just dump hundreds or thousands of dollars down the drain. The market itself is a roller coaster. So i suggest leave your 401k alone.

Which online trading account is best for Option market with less brokerage?

I am having an offline DP account. I am doing Options, but my profits are not crossing the brokerage charges. So I am trying for some Online DP account, who are having less brkrage. I contacted Reliance Money, they told, they are having a flat brokerage rate of Rs. 500 for two months, Is that best?
Which online trading account is best for Option market with less brokerage?
Indiabulls is best





http://www.indiabulls.com/





All the best :)
Reply:First of all if you're unable to cross the charges, you should be careful about the calls you're making. You're dealing in investments with a very thin margin. Try to improve your calls so that the margin % increases. Secondly, although the charges vary over the online service providers, a lot depends on the volume you trade. If you are having a very high volume reliance money may be a good option.


If the volume is not very high, you can try indiabulls, IDBI, Religare trading terminals.


Hope this helps. Please make a comparative study keeping volume of approximate transaction in mind.
Reply:you can consider smaller players like the alankit, JP etc.
Reply:yes...reliance money is the best....go fot it undoubtfully.....

What is an assignment letter in opening a business bank account?

My bank has asked me for (1) articles of organization, (2) operating agreement, and (3) an assignment letter. I don't know what should go into my assignment letter.
What is an assignment letter in opening a business bank account?
To "Banks name"





Please consider this as a letter of assignment for the loan for "your name" at "your address".





This loan is assigned from "your mortgage company" to "your bank" with all rights, interest, and title, without recourse.





"Authorized signature"


"Printed name and title"

What happens when you make a check to a grocery store and you find out that your bank account is overdrawn?

I had a deposit going in my bank so I made out a check at the grocery store thinking that I would have enough to cover it. I found out that I didnt even get the deposit i thought I would get. Should I go to the grocery store to pay them for the check? Will I be convicted?
What happens when you make a check to a grocery store and you find out that your bank account is overdrawn?
If you just did this, go to the service desk, explain the situation and they will more than likely return the check in trade for cash.





If this happened a couple of days ago but has not posted, go to the bank and deposit the cash to cover the check. Cash should post right away.





If the check has posted, more than likely the grocery store will have a company in place to handle these situations. Like tele-check or check systems. You will not be able to write another check at that or any other store that uses there system until the debt is repaid to them, typically with a fee attached to it.





If they don't use an external check guarantee system, there is a good chance they would just internally ban you from writing checks. In this situation an explanation may go a long way and they very well may un-ban you if you reconcile the debt.
Reply:Usually, grocery stores dont deal with bad checks. They have far too many transactions for a single store to go after bad check writers.





If your check has already bounced, it is being sent to some sort of collections agency. They should contact you within a month or so. Just pay them, and keep proof of payment... forever.





It might be awhile before they will take your checks again.





Dont bother going to the store... they almost definately dont have the check anymore... and even if they do, it is being processed for collections, and it is best to not interrupt it or else you might have to pay twice, because they will screw up the record of you paying at the store.
Reply:They most likely sent it to a check collection agency, go to the store and tell them what happened. If they still have it you should be able to buy it back and pay whatever bounced check fees they incurred. If they sent it to a collection agency pay it through them plus their fees or they'll list you on their list and when other merchants check the list they won't honor your check. And no your chances of getting "convicted" are slim to none since many unknown variables exists in such cases
Reply:You won't be convicted. That's not how it works. Go to the store and explain what happened and offer cash in place of the check. You might have to pay charges of 25 - 30 dollars for the insufficient fund charge.
Reply:Generally what happens is you go back to the store with a money order or cash, and pay them the amount owed plus whatever fees they charge for bounced checks.





Then you do the same with the bank - make sure your balance is not negative. They will most likely charge you a fee for the bounced check as well.





Be aware that sometimes banks and/or stores will run the check through more than once to see if it will clear, and even charge separate bounce fees each time they try to run it through and fail.





Best bet would be to check with the bank and if it hasn't gone through yet, deposit enough to cover it if you can. If you can't, you will just need to take care of it when it comes through.





No, you won't be convicted as long as you don't make a habit of it. If it becomes a habit, the bank could close your account and stores might choose to prosecute. But once is a mistake nearly anyone can make. Relax! (:





Good luck! (:
Reply:Call or go to the store and tell them what happened. If you frequent this store and do not do this often, then they might redeposit the check without any problems. If they can't redeposit the check, pay them for the check and the service charge and you are cleared. Good luck.
Reply:wont be convicted off the bat.What happens is you will not be able to write another check,because they have a system between markets and vendors that has recorded your account number.When the check is cleared,this will stop.If you want to be a good samaritan though,you can go back to the market and pay them cash,but it would probably be easier to talk to the manager of that store and put the funds in to your account and let it clear normally
Reply:NO...You haven't done anything illegal to get convicted of. What will most likely happen is that both the bank and the grocery store will charge you for a bad check, Usually 20 to 25 per check.
Reply:Contact the store and make it right with cash in hand and accept that you might need to pay returned check fees. If the store works with you on this, contact the bank and put a stop-payment on the check. You will be charged for it but its still less than the overdraft fees because most banks will allow a check to be put thru 2-3 times and will charge it to you each time.
Reply:You should to to the store, explain your mistake, and pay them. If they have already deposited your check, you will probably have to pay a return check fee to the store and an insufficient funds fee to the bank.
Reply:They won't take another check from you, and they'll probably send you a letter in the next month telling you to pay what you owed plus their returned check fee.
Reply:Go to the grocery store right away. If you are in the US I know it is not a big deal. They will want you to make the check good with cash. They will like the fact you came to them and they did not have to come to you.
Reply:It would be to your best interest. It would be considered as stolen property in the end. Do the right thing and pay them.
Reply:Call the store and explain the situation, fast.. Offer to go to the store and pay for any fees that they will be charged as well as the check amount. Most business will be charged for the returned check by the banking institution. Apologize on the phone and in person. I wouldn't wait, you may be able to avoid the embarrassment of any legal action. At the business I work at, we forgive a bad check if full payment is received within 3 days. If the check is not covered in 3 days, we contact the police department in our town and let them handle the cash collecting. We also press charges for the bad check passing. Now hurry up and get to the store..... ASAP.....Good Luck!!!
Reply:If you did this unknowingly, there should'nt be a problem. But the store still has the right to fine you for the bad check. I'd go there and talk to the manager...
Reply:somebodys gonna want to know if you can count, or add, another 25-50$s to what you dont have........
naming

Is it legal to make a clone of another persons account to ruin their reputation ie. Losasha #2?

not saying that i care, the new losasha is better anyways.
Is it legal to make a clone of another persons account to ruin their reputation ie. Losasha #2?
The second Losasha is basically the same thing as the real one. There's no reputation to ruin.
Reply:I think losasha does a fine job of destroying her own reputation i really dont think anyone needs to step in and help her out, some sad person is just wasting their time if they really think losasha cares, duplicate accounts are created every day, people used to do 'jaydens mommy' and the 'what should i do retard' on an almost hourly basis.
Reply:I got someone pwnt by the police for impersonating me on the internet, trying to ruin my reputation.





Hella funny.
Reply:No one can replace Losasha. Clones have less of a life than she does. Why do you ask? Are you her clone?





Love ya Losasha! :)
Reply:Maybe not legal ... but already done.
Reply:that is against Yahoo Answer rules, but then again what isn't.
Reply:I don't know if its legal, but it sure is funny.
Reply:Don't think there is a law against it, but it's not nice.

How do I get rid of adware on my hotmail account?

A friend sent an e-mail and now I have an adware attached to my acc.. When I open a new page to write %26amp; send a message the adware is there. how do I get rid of it?
How do I get rid of adware on my hotmail account?
Send a letter to hotmail help\customer service. If you get e-mails from unknown people mark it as spam. Also it could be your computer make sure you download the latest versions of:





Adobe Flash Player


Adobe Shockwave Player


Microsoft Silverlight








Or get a new account and also CHANGE YOUR PASSWORD!!!!
Reply:All e-mail providers offering a free e-mail facility feature ads on the site as that is their only way to earn revenue to keep the facility going

I'm getting sick of the crap mail that I am getting and I want to cancel my account and start over. How?

I wanting to cancel my account with yahoo all together. May start a new one later but right now I'm sick of all the crap I get.



I'm getting sick of the crap mail that I am getting and I want to cancel my account and start over. How?
To delete your yahoo account click this link.


https://edit.yahoo.com/config/delete_use...
Reply:Just abandon it and move on. No need to cancel. Let the spammers waste their time flooding an unused account.





Get a Google Gmail account. They have great spam filtering.

Can you overnight deposit a money order into your bank account?

I have a bank account that I'm bringing current and I was just wondering if you could overnight deposit money orders into your account.
Can you overnight deposit a money order into your bank account?
yes of course. A money order is the same as cash! There are no holds put on it like a check. SO there is no waiting periond for it. All you need to do is depsit it as you would cash! It will be in your account w the same speed as if you were dpositing cash ans it is actually safer then depositing cash if you are doing it in a night drop. This way you actually have a reciept of this cash so there are no descrepencies if the bank tries to claim it was never recieved!
Reply:You can put it in the overnight deposit safe -it is a vault located outside of every bank. Put it in with a deposit slip and in the morning 2 people verify all transactions and it is in your acct. first thing in the morning.
Reply:Yes same as a check
Reply:Yes, but the deposit won't be credited to your account until the following business day--which means some of your outstanding checks may bounce.
Reply:it won't go through to the next buisness day
Reply:Ask your bank but i thank ues
Reply:I do it all the time but banks are different.
Reply:Yes, you can put it into the night deposit box.
Reply:are you talking cash??


my bank lets me instant-deposit from another bank's debit card (or from a friend/family member's debit card).


Takes 2 min for the money to be recorded as 'in my account', by phone.


so in case of emergency, you could give mom or a friend your cash, and have them deposit it w/their debit card. Make sure your bank offers that service.
Reply:I'm not sure what you mean by overnight deposit. I'll assume you mean deposit through an ATM at the bank or their secure deposit drawer.


A money order is just like a check. It will be recorded at the opening of business, and clear for use in the banks usual time frame.





Rev. Steve
Reply:They will take a day or two, to clear, just like a personal check.


They're not treated like cash. because they're have been


bad money orders, just like bad checks.
first name

How come I can't see the verification code when I try to sign in to my myspace account?

I tried to login a little while ago, but it won't show the verification code I need to enter. It just shows a red X. Please let me know what I need to download in order to view it. Thanks.
How come I can't see the verification code when I try to sign in to my myspace account?
others are having troubles logging in right now as well, give it a few hrs to clear up and you should be fine.



Reply:I know..!! so am I..


I'm trying to login right now..and I can't see the verification code..!!!


:S








what's goin' on?!?!!?!
Reply:it looks like a lot of people are having this problem right now give it a hr or 2 and it should be working
Reply:I am too!!!


Not fair!!!
Reply:me too... ugh!
Reply:okay good,


im not the only one
Reply:Dude, same here.


Ughh i'm starting to get pissed off.



Reply:me too its making me so mad =[
Reply:YEAA ME 2!!...i dont get it.....why is it acting like dat????!

How do i transfer some money to a US bank account from the UK?

I am attending a conference that requires course fee payments in US dollars. They accept wire transfer/ cheque etc. However i am not sure how to go about doing this as i live in the UK. I don't want to loose too much money in the transfering process.





Thanks
How do i transfer some money to a US bank account from the UK?
First make sure that the conference/company is legitimate. Then you will have to go to your bank in the UK and submit them instructions (which the beneficiary should have given to you already)





1) Swift Code of U.S. Bank


2) Bank Name


3) Beneficiary Name


4) Beneficiary Account Number





That's it!

Is there an advantage in having more than one bank account?

I have two bank accounts, a Credit Union account and a Post Office account. Should I put all of my money into one account or is it good practice to have more than one?
Is there an advantage in having more than one bank account?
It can be a savings technique. You open one account where you pay all your bills from. Then you may open an emergency fund somewhere else. And then if you want to save for something...house/car/vacation you open a different account for specifically that reason...and you make sure to keep your mints off your emergency and special events funds. The key is to monitor all your accounts regulary.
Reply:Not really. If you feel you need two, say for different incomes then why not? Most people have a deposit account and a current (or cheque) account. If you have a lot of money, above any compensation scheme then also yes (make sure different parent bank). Otherwise its not worth the extra hassle.
Reply:My mother would say, "Don't put all your eggs in one basket." I have one savings account with automatic deposit that is attached to the debit card and one other savings acct. that I keep more serious money because if my debit card was ever stolen I don't want everything wiped out of my bigger saving acct.
Reply:A lot of people would say one is better, and choose one that is earning interest for you, otherwise you are losing value at the rate of inflation. I have more than one account, but that is just a personal preference.
jewish name

Can you withdraw all available funds from a 401k plan that is thru your company? Then close your account?

I keep losing money in my 401k plan and am ready to call it quits. I am not sure if I can withdraw my money and syop paying into the plan.
Can you withdraw all available funds from a 401k plan that is thru your company? Then close your account?
If you withdraw it, you'll probably get nailed with taxes %26amp; fees.
Reply:you can stop paying in at any time. You can withdraw 100% of your money only if you quit, become disabled, or die.

Can Paypal take money from my bank account after I cancel the paypal account?

Im going to cancel my paypal account because they are crazy. Im on good terms and I don't owe any money but If they try to comeback or someone tries to get money back can they go into my bank account?
Can Paypal take money from my bank account after I cancel the paypal account?
Our TC here is right. Paypal can and will take money from your bank account..and if you go to your bank and stop future paypal transactions so that paypal cant take it from your account AND your paypal account is closed..well then they will send you to collections and it will go on your credit.





They will get their money either way, its best to face it now than to have it bite you in the bud later.





best of luck to you.
Reply:You sound like you expect someone to try to get money back. Bad move. That really shoots your reputation down and it won't recover for years. If you expect someone to make a claim, offer a refund now. KEEP YOUR REPUTATION. It's the most precious thing you've got.





Yes, Paypal can access your bank account unless you tell the bank they are no longer authorized. If you cut Paypal off, you will never be allowed to have another Paypal account. Your reputation won't be good with them.





I always look at feedback on Ebay and Paypal and Amazon and I will definitely steer clear of anyone who screws a customer (even if it is the customer's fault). If you don't care enough about that customer, why should I think you'll honor any deal with me?





Your most precious possession is your reputation. You can be flat out broke and still live if your reputation is good. You can be as rich as Midas and never invited anywhere if your reputation is bad.



Reply:Yes. You need to first go to your bank and let them know that Paypal is no longer authorized to access your account.

Can my mortgage lender take away funds from my checking account without my permission?

I'm almost three months behind with my mortgage payments. I bank with Bank of America which also happends to be the parent company of my lender (LaSalle Bank). Do they have the right to take my money? Do you think my lender is aware I have a checking account with them?
Can my mortgage lender take away funds from my checking account without my permission?
If you're in default with your taxes or insurance, they do have that right. It's called the right of setoff.
Reply:Check your contracts on both the mortgage and the checking account. You probably agreed to this when you signed them. If you're behind on your mortgage, then yes they can take the money from your checking to pay the mortgage.

How can I add my debit cards to my Paypal account?

I have 2 debit cards from UCO and Axis bank. But the paypal is not accepting the cards. Is there any other way to link the cards to Paypal?
How can I add my debit cards to my Paypal account?
Paypal Accepts only {Visa,Master Card,American Express %26amp; Discovery}


But I Think You Can Add a Bank Account Number.


That's All I Know, I Hope This Can Help You :)
Reply:Don't link your debit cards to Paypal or use online for anything. If someone gets a hold of your credit card and runs it up, big deal. It's just credit. The credit card company will do an investigation and credit the charges back. If someone gets your debit card, that's direct access to the money you use to live off of. If it's wiped out the banks will probably get your money back to you in a few days. Mean while, you will not have access to that money which could cause checks to bounce. You should protect your debit card more than a credit card.
most popular name

How to delete subscription in youtube when they deleted their account?

okay, I've been cleaning out my subscription list when I noticed that many have deleted their accounts.





I know how to cancel subscriptions from users who still have their accounts (simply going to their page and clicking the "unsubscribe" button), but what should I do if they deleted their accounts?
How to delete subscription in youtube when they deleted their account?
That's even easier!





1-Click on the pull down menu on the upper left and choose "Subscriptions". The menu will appear if u move ur mouse on "Account".


2-On your left is a menu of all your subscriptions. Choose the one you want to unsubscribe to.


3-Now to your right, you will find a "Unsubscribe" button. Click on it.


4-Keep doing that for every user you want to unsubscribe to.





Hope i helped :)

Has anyone else received an email from Yahoo stating that account information has to be updated?

I received one today. It asked for my email address and password. Asking for my password seems really fishy to me. It said if I didn't respond in seven days, my account would be deleted. Has anyone else received this email? Is it safe? Thanks for your help.
Has anyone else received an email from Yahoo stating that account information has to be updated?
It's a scam. Yahoo! would never request personal information in an unsolicited email. "Phishing" for your private information These deceptive emails are used to commit identity theft, and lock you out of your yahoo account by changing your password DO NOT respond. See link below.


http://help.yahoo.com/l/us/yahoo/securit...





You can report this with the phishing form below.


http://help.yahoo.com/l/us/yahoo/securit...


You can forward the email to.


phishing@cc.yahoo-inc.com.
Reply:Absolutely not! That's a phishing email. Don't reply to the message and give out your personal information to total strangers or you'll risk losing your account to them. Remember that Y! doesn't send unsolicited emails to all its users, as the company already has that stored in its well-secured servers. Go report the message here: http://help.yahoo.com/l/us/yahoo/mail/ya...


Choose Fraud as the reason for the violation you're reporting on.





After that, spam it straight into oblivion without delay.
Reply:I say delete it, it's probably a phishing scam. No one should ever ask for account information via email.





Good rule of thumb for ANY service asking this information is to go to their homepage, log in, and edit your information there. Be safe!





I hope this helps.
Reply:DO NOT reply. This is a phishing scam attempting to get you to give them all your personal info. It's not from Yahoo, just delete it and ignore it. Good luck and be careful.
Reply:yes i did a few months ago i put it in spam yahoo wouldn't ask for information so don't give information out

Has your tax rebate been direct deposited into your bank account yet?

If so, what are the last 2 #'s of you SS? Did you receive BOTH notices in the mail- the general info as well as the specific amount you should expect to receive?
Has your tax rebate been direct deposited into your bank account yet?
No, I haven't received one yet, but expect to get mine soon. My last two digits fall between 00 and 20 (I'm not being specific about it), and if you fall between those numbers, you will get it (if you opted for direct deposit) by May 2nd. So hopefully, I'll see it soon. That 1800 dollars will come in handy!





By the way, I only received the general notice. I never received another notice.
Reply:Nope, nada. I'm one of the first groups as well.





Did ANYONE recieve it?


I'm only getting 600 because I file single. I'm using this to get a plane ticket out of here :P
Reply:Not yet, and I am an 03.
Reply:nope..and I'm in the first group too

How much money do most people keep in their bank account?

Just wondering....Im a newleywed, and I need to know where to set my limits!!!
How much money do most people keep in their bank account?
Well it depends on your income obviously...if you and your husband's combined annual income before taxes is 100,000 I'd say to keep about 5000 in your checking account at most times. You'll get paychecks deposit some, withdraw some. But you don't want to keep to much in a checking account because it doesn't pay interest and when it does its really low. You're better off investing in stocks and bonds or in a high yield savings account at the minimum. Hope that helps!
Reply:Rule of thumb varies depending on who you ask. You should keep 3-6 months worth of living expenses in an easy to reach savings or money market account. Anything more than that is better put elsewhere in higher interest bearing investments, retirement accounts, stocks, etc.
Reply:I as close to zero in checking and most in savings or a money market account. I have a $2000 line of credit that is free to draw from as long as it is paid back that same day. As money comes out, I replace it with savings money.
Reply:Enough in your checking to meet your monthly bills, then 6-8 months worth of money in your savings account. It's best if these accounts are linked, just in case you accidentally go below balance in your checking. You'll still get an overdraft fee, but at least your checks won't bounce.
Reply:Don't set any limits on money to keep in your bank account. If you can keep $500 million in there, by all means do so. Burying it out in your back yard is soooo psychotic.
Reply:$100,000.00 USD.
Reply:lol. keep no less then 500$
Reply:6 months work of money.





the rest is tied up in investments
Reply:Basically anything that isn't already spent(bills) and anything that's currently being invested, other than that all of it. So if your account is insured up to 200,000 than that's how much you put in it.
Reply:Enough to cover your expenses for 1mnth including rent/mortgage, utilities, car payments %26amp; other auto expenses including gas, as well as any credit card bills. My wife and I are also recently married (6mnths ago), and decided together to keep our balance at the monthly expense level, It has worked for us for the past 6mnths. Hope that helps.
name latin

How long did it take you to get your taxex back if you e-filed to your bank account through Turbotaxes???

I was just wondering how long did it take you to get your refund back if you e-filed though the Turbotaxes program. This is my first time using this program and I was just curious as to other peoples experiences with it. Thanks
How long did it take you to get your taxex back if you e-filed to your bank account through Turbotaxes???
Generally, if you e-file and request the refund to be direct deposited, you will get your refund in under two weeks. According to the IRS's schedule, if they receive your e-filing between February 8 and February 14th, you will receive your refund by February 24th.
Reply:I love Turbotax. Usually with in a week.
Reply:i got mine in 7 business days
Reply:if you have any doubts regarding the efiling go through these tax efiling online sites. all the best.





you may be interested in some of the Tax Prep Deals I found that saves some money on tax prep services online.
Reply:it will take 7-to-10 days


http://redtagdeals.com/turbo_tax-coupons

How do I add another email address to my yahoo account?

I want to have an email address to use on Craig's List and I don't want it associated with my personal email address.
How do I add another email address to my yahoo account?
I don't think you can add a new one to your existing account. You'll probably have to create a new account.
Reply:Go to your account under "Email Information" click "edit" on the side. You will taken to "Manage your email address" and click "Add another". It will allow you to add a alternative email address, but your default is still your yahoo email
girl name

How to I disable or hide the Create a New Account while in Administrator?

I don't want people who are using Administrator to be able to create a new account. I would like to be able to hide the Create a New Account the same way I hid the Guest Account.





Can someone help me please?


Thank you!
How to I disable or hide the Create a New Account while in Administrator?
You can't, anyone having admin priviledges can create new accounts.


.

Can I change my email address and keep my yahoo account the same?

I would like to change my email address but keep my yahoo account the same. Am I able to just change my sign in name and keep all my emails, contacts, folders, etc?
Can I change my email address and keep my yahoo account the same?
For security reasons yahoo do not allow you to change your email address you need to open a new account to get a different address, but you can create a extra yahoo email address within your present account to do so use this link.


http://edit.yahoo.com/config/list_alias

What is an available balance and how much and how often does HSBC transfer/send money into my account?

I am worried about this because I am poor. I currently have 拢67.41 and my available balance is 拢2.80.


How often do they transfer or send money as my available balance to my account and how much?
What is an available balance and how much and how often does HSBC transfer/send money into my account?
HSBC use a live system.





Your available balance will be 拢2.80, as you have either have:-





DD/SO's that are due to leave your account in the next few days





Switch/meastro payments to that are still being processed
Reply:I have heard dreadful stories about HSBC that they take people's money out of their accounts without notification. There's a man that goes around our local town centre in his car and it is smothered in lettering saying that HSBC are thieves and liars. Go and get a mini statement and if there is anything on there that you don't understand then ask to see a supervisor. Also, you might want to change your bank.
Reply:Your available balance is how much cash you can withdraw - in your case 拢2.80.





There's no way any of us can know how often money goes into your account - you should know who pays you and when.





If you're really skint perhaps you could ask them for an overdraft.
Reply:what it means is you've got 67.41 but must have an uncleared transaction against it, ie you've got a direct debit going out but hasn't gone yet.


call the bank and ask them to walk through the transactions with you.


your available funds will increase when you pay money in.


your available funds decrease when you take money out.

When at an ATM with my paypal debit card, which account type should I choose? Savings or checking?

The BEST answer is ASK PayPal. If it were ME, I would try checking first. If that didn't work, I would try savings. One of the 2 should work.
When at an ATM with my paypal debit card, which account type should I choose? Savings or checking?
Um, which ever they have on account.
Reply:Sorry I didn't know Pay Pal had a ATM. If your talking about that little cardboard they give you. you better watch out with Pay Pal just put Pay Pal in browser and you'll see how they have hurt a lot of people. You need to get a reliable credit card.from a bank.


I don't use EBay anymore because Pay Pal has a party working against them trying to steal your credit , they look just like the Pay Pal Center , they'll ask you all these question and then ask your Pin Number. They'll tell you to come in that they have a charge against your EBay Pal Pal account, don't go in because Pay Pal doesn't do business that way. if that that cradboard it is offered by GE Capital Consumer Card Co, @25 % interest , so have a nice day.
Reply:Hello,


You want checking.


Have a great day!
name common

Can a State Farm Agent release info about my insurance payments to someone who is not on the account?

My boyfriend has his car insurance through State Farm and his State Farm agent called his mother about his car insurance and told her that he's behind on it. Can he do that? He's 25 years old and his moms not on the insurance account. I work for a student loan company and I know that we cannot speak to anyone about anything at all if there not on the account. Does the same go here?
Can a State Farm Agent release info about my insurance payments to someone who is not on the account?
All members of the household are considered one household unit with State Farm, and their policies can and do affect each other. For example, I'm sure your boyfriend enjoys a multi-car discount because his policy is linked with his parents', and they likely qualified him for a much better rate than he could have gotten on his own. If he gets a DUI (not that he would - I'm just trying to show you how this works!) every auto policy in his household would get canceled, even though his policy may be in only his name.





If your boyfriend's policy cancels for non-payment that can mean an increase for his parents' policy, as he is still considered youthful. Also, if he has a claim surcharge on his policy that could get transferred to their policy if he no longer has one of his own.





The agent's office is trying to be helpful, not embarrass your boyfriend. Tell him to call and ask that his policy not be discussed with his parents. They will try to accommodate him, at least until it infringes on his parents' policies.





The only way to completely separate it would be if your boyfriend moved out on his own. Perhaps, since he is 25, he'll be ready for that soon. Then he won't have to worry about this at all.





I hope he was able to get everything taken care of!
Reply:Technically no. However agents have more leeway when it comes to this type of act than strictly a finance company. Most State Farm agents have generational accounts, meaning that they insure kids, mom/dad %26amp; grandma/grandpa as a result of referral business. In this type of scenario, it would be common for an agent to contact another family member if something is askew in a family members policy. This is actually a protection thing for your boyfriend, if he is behind on his policy and gets into an accident, he would be held personally liable for all damages caused and could financially ruin him for ever.
Reply:HIPAA only applies to the medical field - not insurance or finance.





"Q. To whom does HIPAA apply?





A. HIPAA applies to “covered entities.” A covered entity is a health care provider, a health care clearinghouse and a health plan. For our purposes, “health plans” are defined to include insurance companies that issue, among other types of health insurance, long term care insurance.





Note: HIPAA specifically does not directly apply to insurance companies that issue life insurance, annuities and disability income insurance. So for purposes of your relationship, HIPAA essentially only directly applies to long term care business."





The agent probably thought that they were doing your BF a favor, especially if they didn't have a current number OR if your BF ignored messages left by the agent. What if your BF had become severely ill or incapacitated? He was not trying to do it to get him in trouble, but, because he is caring for his clients. That being said, you receive copies of the privacy policy all the time - read it and see. If he does not want info disclosed under ANY circumstances, tell him to have the agent make a note on his records. Has his mom brought the money to the office for his bill before? Has your BF, even a long time ago, given permission for his mom to be a secondary contact? He needs to go in and calmly discuss the situation with his agent and specify or update his wishes.






Reply:I work for a State Farm Agent... and I am the person who makes those phone calls when someone is late paying.





We are NOT supposed to advise the specific reason for calling unless there is a note on the file that it is ok to speak with other hh members.





The agent should not have advised the reason for the call... every time I call... I will advise that it is of a personal matter and I can't discuss with anyone except the policyholder.





He DEFINITELY address the issue with the agent!!!! BIG TIME!!! He also might want to provide a cell phone number instead of the home #.
Reply:They were very much in the wrong,not unless his mom has a power of attorney for him can they discuss his account. They can call and say there is important Business they need to discuss with him but they can not disclose anything personal or specific to him. Hippa prevents things of this nature.
Reply:I am pretty sure that is what the new Hipaa law is. I work for an insurance company and it is way against the law for us to deliver any information on anyone's account if they are not labeled on the acct. That is big trouble.
Reply:Yep, unless the boyfriend said, "call my mom and see if she'll pay", he's not allowed to do that. It's against the privacy laws.
Reply:That is completely improper. I would strongly recommend filing a complaint with the organization that is responsible for licencing agents in your jurisdiction.
Reply:Not suppose to unless you have given them permission in the past.

How do you make iTunes purchases on the same apple account available on another computer?

I want to get the songs i bought on my iTunes account using a different computer on to my main computer which is on the same iTunes account without using a flash drive since the computer with the songs i want to transfer songs from is not working
How do you make iTunes purchases on the same apple account available on another computer?
Good Luck. I have yet to figure it out so I save my library on an external HDD and do it that way.

How will affect my taxes having a very active stocks account?

For Example. If I buy 4000 stocks for $0.45 and because of a very volatile situation now I sell them and buy them back several times in a week; sure making profit of them. In this way I will be making at least $300 per day with at least 3-5 transactions per day depending in the volatile the market is each day.


Does this activity in my account may increase my taxes at the end of the year???


Or I will be taxed just for the gains in my account?
How will affect my taxes having a very active stocks account?
On your federal taxes your capital gains will be short term and taxed as normal income. Stocks held for longer than one year are considered long term capital gains and are taxed at a much lower rate. The number of transactions has no effect on taxes. It is the length of time you hold each stock that effects your tax rate.
Reply:TJ's mostly right, if you hold for less that a year your gains will be taxed as ordinary income.





Don't try to reduce your tax liability by selling stocks that go down and buying them back at a lower price; the wash rule prevents this strategy from working and you will be subject to the same taxes as if you had never made the sale. Also, shorting a stock and then closing the box when it goes down is not a viable tax strategy any more either.

Does anyone know of a legit, at home bookkeeping or account job?

I am looking for an at home data entry, payroll, bookkeeping or accounting job. I have experience, and a home work station. Any suggestions?
Does anyone know of a legit, at home bookkeeping or account job?
Start your own business providing small business bookkeeping services. I did for over 20 years.





You will have to look for clients - check the yellow pages for small businesses of a type you are familiar with, find out if any of your friends know small business owners, maybe join the local Chamber of Commerce. Then approach the owner of the company to find out if they are interested in contracting out their bookkeeping.





You need to decide how much you will charge, how you will collect and return their paperwork, and how often you will meet with them to keep them updated.





I had some clients that only required about 1 - 2 days of work every 3 months, some required 2 - 3 days/month and some that were 2 - 3 days/week. I could work as much or as little as I wanted. The downside was that it took a lot of planning when I wanted to go away on holidays.





Good luck.
Reply:Well, the other 2 answers here are scam come-ons in my opinion.





Bookkeeping and accounting requires skill and experience, and since you are processing someone's personal financial information, also requires integrity and responsibility.





Any prospective employer (whoever you expect to pay you) will expect you to be able to meet these standards. Are you prepared to do that?





If you actually DO have the requisite skill and experience, I recommend you post a notice on Craigslist, and also go introduce yourself to as many CPA firms as you can. They are in a position to recommend your services to their clients.
fantasy name

How do I get videos from Youtube to my Gaiaonline account?

I have an account on both so how do i get an account from my youtube account onto my gaiaonline account?
How do I get videos from Youtube to my Gaiaonline account?
Preferences -%26gt; Multimedia.
Reply:Well it depends on where you want your videos. You can have them in a playlist on your profile. Or you can have a single video on your profile. If you want them in a playlist, go to worlds and click Video Lounge. You can search for videos there and add them to a playlist.





If you want them individually on your profile, you can get the youtube video code and embed it into your custim sections of the profile.
Reply:use youtube embed code..





or..





this can help you...Use 'zillatube'. This is the fastest way.





It is very easy to download videos, then you can convert youtube videos into mpg format (use high quality mode) with zillatube.





You can mix and match those vids with pix/song with windows movie maker to create your masterpieces, and upload, or just plain upload.





It works very well...just google search 'zillatube'.


http://www.google.com/search?hl=en%26amp;q=zil...


=================================鈾モ櫏鈾?br>


Reply:download realplayer, realplayer downloads youtube videos.

4. Give journal entries to adjust the allowance for uncollectibles account at the end of the year?

The Allowance for Uncollectible Accounts has a $400 debit balance prior to adjustment. Based on an aging schedule of accounts receivable prepared on December 31, $11,800 of accounts receivable are estimated to be uncollectible.
4. Give journal entries to adjust the allowance for uncollectibles account at the end of the year?
You have a $400. debit balance in the allowance account. When you're done with the adjustment, it must have an $11,800. balance on the credit side. To obtain this, we must credit the account for $12,200. When the debit of $400. is subtracted away, you will have $11,800. on the credit side.





debit uncollectable accounts expense 12,200.


credit allowance for doubtful accounts 12,200.





Allowance for doubtful accounts is a CONTRA asset account and is contra to Accounts Receivable.





I hope this helps
Reply:You need to adjust the $400 to $11,800, for the correct amount, that would likely be adding journal entry of -$11,400 to the Allowance for Uncollectible Accounts

Is there anyway I could hack into a myspace account without actually knowing the password?

I have the e-mail address, or is there a spyware or something I could send in an e-mail?
Is there anyway I could hack into a myspace account without actually knowing the password?
Something tells me that this is a duplicate question.





Yes, there is. However, if you have to ask, then you probably aren't going to be able to pull it off.

Can you charge your iphone apps to your bank account instead of a CC?

I recently got a new bank account and haven't received a debit or credit card yet. Can i charge my account somehow?
Can you charge your iphone apps to your bank account instead of a CC?
nope. Everything has to be done by credit card. If you live in the US I think you can use the itunes gift cards for iphone apps, but in Canada you can't. Either way you'll need a credit card to set up an itunes account. You could set up a friend's credit card for now and just pay them back until you get one from your bank.
Reply:u dont need a credit card for a i tunes acc Report Abuse

dog names

What might account for the dramatic increase?

In the decade 1965-1975, there was the greatest increase in the number of species that became resistant to pesticides .
What might account for the dramatic increase?
The period of graetest use and so natural selection caused a greater shift to resistance.

How do you find your full account number for a Wachovia account online.?

I am away from home at the moment so I do not have my banking documents with me. How do I find out my wachovia account number from my online banking website? thanks!
How do you find your full account number for a Wachovia account online.?
now a days weather it is online banking or on the phone many banks will not give your full account number because of fraud. stop by your bank and get it this is the least frustrating way unless you can call the bank and give your SSN and personal info but usually they will not do that either
Reply:Look around the web site especially for some link that sounds like security. It'll probably be on the customer service page but not necessarily.





My bank has a link something like Show/Hide Account Numbers which allows you to display either the last 4 or the complete account number. I suspect your's does too.





In a real emergency, you could probably coerce the bank's customer service line to give you the account number but you'll have to ask/request validation by Experian. For this, you may have to get a supervisor if the agent refuses. Many banks use Experian as a validation tool in extreme situations. YOu will be asked questions that only someone would know who experienced or has access to your credit history.





Good Luck

What might account for the dramatic increase?

In the decade 1965-1975, there was the greatest increase in the number of species that became resistant to pesticides .
What might account for the dramatic increase?
The period of graetest use and so natural selection caused a greater shift to resistance.

Can you charge your iphone apps to your bank account instead of a CC?

I recently got a new bank account and haven't received a debit or credit card yet. Can i charge my account somehow?
Can you charge your iphone apps to your bank account instead of a CC?
nope. Everything has to be done by credit card. If you live in the US I think you can use the itunes gift cards for iphone apps, but in Canada you can't. Either way you'll need a credit card to set up an itunes account. You could set up a friend's credit card for now and just pay them back until you get one from your bank.
Reply:u dont need a credit card for a i tunes acc Report Abuse

dog names

How can I create a hassle free online savings account to receive wire transfers?

I need to create an account so that I can receive wire transfers from my employer. I've had a bad reputation in the past with banks, and it plays a part on me getting a regular account. Credit unions are out of the question for these services, because they don't have a SWIFT code.
How can I create a hassle free online savings account to receive wire transfers?
You dont need a Swift code... you need ABA numbers to do direct deposits..





Simply go to any branch of the institution in question, and open the account, and have them set you up for online banking.





If you have historically bounced checks, you can resolve them and the banks will remove you from ChexSystems...

How do I add my daughter to my Zune account?

My husband and I just bought a trial Zune pass, and we want to add our daughter to our account so she can have access to it as well. Every time I go to my account and click the edit family button, I can't find a way to add her. Does anyone know how? That would be very helpful!
How do I add my daughter to my Zune account?
i would believe its because its the trial version. Buy the actual pass and you would be able to
Reply:i agree with the first answer. my brother has a free zune access pass and i can't load any thing hes downloaded under his account on my zune and he can't add any other members to his account. the free pass isn't worth it any way cause after 14 days of opening the account, it will delete any downloaded data once you plug the zune back into the computer.

Is it possible for me to open a bank account at a Romanian bank?

I'm an American citizen living in the United States; however, I do a lot of traveling to and business in Romania, so, for me, it would be a lot easier to deal with a local bank there. Is there any way that I could open a bank account in Romania? I do know that it is possible for a foreigner to open a bank account in the Republic of Moldova, but I'm wondering if it would also be possible in Romania, especially since they just joined the European Union. Does anyone know where I could read about the process, requirements, or can anyone offer any informative websites?
Is it possible for me to open a bank account at a Romanian bank?
Of course you can. It's easier to choose a bank working in USA too. Go on Google -Romania -banci (=banks).

How do you find your orders on your AKO account?

I heard that you can see your orders on where you will be stationed and with what unit on your AKO account. I can log on to it, but I dont know where to go from there. Can anyone help please?!?
How do you find your orders on your AKO account?
Since he is in AIT he will get his order the last few weeks of school.





What shows on the ASK site is just the location and report date. . If he looks on his ERB it will also show his assingment but since this is his first assignment it is highly unlikely that he will get anymore inforamtion that. Usually they report to reception and are assigned a unit from there.
Reply:Once you log into the AKO website you look on the right hand side and you'll see the Assignment Satisfaction Key (ASK). This will open a new window and you will find the tab on the top that says "On Assignment" This area will tell you your assignment location and report date when it is posted by the Army HRC. You can also get to the ASK website via the Army HRC website.
Reply:if he is in the guard his order should be on his iPERMS .... and there should be all his information on where his unit is and if his unit is gonna get deployed. and it doesn't take that long for his orders to kick in. it took a few of our orders just two weeks to show up on our ako account and some it took until the end of AIT. also if he wants to he can ask his plt sgt. they are always willing to help their soldiers find out where their duty station is.





remember if he is active he might go to lima school after ait. that is if he has a valid drivers license. what company did he end up in anyways?
family name

How do I find the password for someones WoW account if they have logged into my computer?

My brother logged into his WoW account on this computer and I want to find out his password. How do I find his WoW password on my computer?
How do I find the password for someones WoW account if they have logged into my computer?
HAHAHAHAHAHA! Are you seriously trying to sign in to SOMEONE ELSE'S account? What a douche!
Reply:you cant, what you can do is isntall a keylogger and next time he does, youll have it.

If there is an amount was deposited in my account, how can I know that while it is being processed?

I am a client at HSBC Honk kong. I need to know whether my customer transferred money into my account without waiting for there calls or faxes to let me know that they send my money.





I wonder if there is any can share information in this. I will appreciate all answers might be recieved from you.
If there is an amount was deposited in my account, how can I know that while it is being processed?
Time is of the es ants. Be patient my friend its safer

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